Approval Predictor
Одобрят ли меня? Узнайте до подачи заявки.
Ответьте на 5 вопросов о своём кредитном профиле. Мы сравним с типичными порогами одобрения для 80+ карт. Без SSN, без hard pull, без регистрации — честная оценка.
Ваш кредитный профиль
Во всех банках (только персональные — бизнес-карты не идут в счёт Chase).
Важно для welcome bonus в семье Sapphire (правило 48 месяцев).
Банки не публикуют точные пороги. Пропустите если не уверены.
Скорее всего одобрят
0
Вероятно одобрят
78
Не уверены — может пойти в любую сторону
0
Скорее всего откажут
6
Вероятно одобрят — 78
Chase
Freedom Unlimited
$0
Your profile aligns well with this card's typical approval bar.
- Your FICO meets the 670 minimum but doesn't have a big margin.
- You have just enough US credit history (~6 months recommended).
Chase
Freedom Flex
$0
Your profile aligns well with this card's typical approval bar.
- Your FICO meets the 670 minimum but doesn't have a big margin.
- You have just enough US credit history (~6 months recommended).
Chase
Ink Preferred
$95/yr
Your FICO is 20 points below the typical 700 threshold — approval possible but not guaranteed.
- You have just enough US credit history (~12 months recommended).
Chase
Ink Cash
$0
Your profile aligns well with this card's typical approval bar.
- Your FICO meets the 680 minimum but doesn't have a big margin.
- You have just enough US credit history (~6 months recommended).
Chase
Ink Unlimited
$0
Your profile aligns well with this card's typical approval bar.
- Your FICO meets the 670 minimum but doesn't have a big margin.
- You have just enough US credit history (~6 months recommended).
Chase
Ink Premier
$195/yr
Your profile aligns well with this card's typical approval bar.
- Your FICO meets the 670 minimum but doesn't have a big margin.
- You have just enough US credit history (~12 months recommended).
Chase
Sapphire Reserve Biz
$795/yr
You need ~18 months of US credit history for this tier; you have less.
- Your FICO meets the 670 minimum but doesn't have a big margin.
Chase
United Explorer
$95/yr
Your profile aligns well with this card's typical approval bar.
- Your FICO meets the 670 minimum but doesn't have a big margin.
- You have just enough US credit history (~12 months recommended).
Chase
United Quest
$250/yr
Your profile aligns well with this card's typical approval bar.
- Your FICO meets the 670 minimum but doesn't have a big margin.
- You have just enough US credit history (~12 months recommended).
Chase
SW Priority
$149/yr
Your profile aligns well with this card's typical approval bar.
- Your FICO meets the 670 minimum but doesn't have a big margin.
- You have just enough US credit history (~12 months recommended).
Chase
Bonvoy Boundless
$95/yr
Your profile aligns well with this card's typical approval bar.
- Your FICO meets the 670 minimum but doesn't have a big margin.
- You have just enough US credit history (~12 months recommended).
+ещё 66 в этой категории
Скорее всего откажут — 6
Chase
Sapphire Preferred
$95/yr
Your FICO is well below the typical 720 threshold for this card.
- You have just enough US credit history (~12 months recommended).
Chase
Sapphire Reserve
$795/yr
Your FICO is well below the typical 740 threshold for this card.
- You need ~18 months of US credit history for this tier; you have less.
Chase
World of Hyatt
$95/yr
Your FICO is well below the typical 720 threshold for this card.
- You have just enough US credit history (~12 months recommended).
Amex
Amex Platinum
$895/yr
Your FICO is well below the typical 720 threshold for this card.
- You need ~18 months of US credit history for this tier; you have less.
Amex
Bonvoy Brilliant
$650/yr
Your FICO is well below the typical 720 threshold for this card.
- You need ~18 months of US credit history for this tier; you have less.
Capital One
Venture X
$395/yr
Your FICO is well below the typical 720 threshold for this card.
- You have just enough US credit history (~12 months recommended).
Дисклеймер: Прогнозы одобрения — оценки на основе публичных порогов и community-данных. Банки могут отказать по причинам которые не видны снаружи (debt-to-income, недавние inquiries, детали истории). Используйте как ориентир, не гарантию.
Следующий шаг
А теперь: стоит ли annual fee — лично вам?
Вы знаете шансы на одобрение. Запустите AF Calculator чтобы увидеть какие премиум-карты окупаются по вашим привычкам.