Approval Predictor
Чи схвалять? Дізнайтеся до подачі заявки.
Дайте відповідь на 5 запитань про свій кредитний профіль. Ми порівняємо з типовими порогами схвалення для 80+ карток. Без SSN, без hard pull, без реєстрації — чесна оцінка.
Ваш кредитний профіль
У всіх банках (тільки персональні — бізнес-картки не йдуть у рахунок Chase).
Важливо для welcome bonus у родині Sapphire (правило 48 місяців).
Банки не публікують точні пороги. Пропустіть якщо не впевнені.
Найімовірніше схвалять
0
Імовірно схвалять
78
Не впевнені — може піти в будь-який бік
0
Найімовірніше відмовлять
6
Імовірно схвалять — 78
Chase
Freedom Unlimited
$0
Your profile aligns well with this card's typical approval bar.
- Your FICO meets the 670 minimum but doesn't have a big margin.
- You have just enough US credit history (~6 months recommended).
Chase
Freedom Flex
$0
Your profile aligns well with this card's typical approval bar.
- Your FICO meets the 670 minimum but doesn't have a big margin.
- You have just enough US credit history (~6 months recommended).
Chase
Ink Preferred
$95/yr
Your FICO is 20 points below the typical 700 threshold — approval possible but not guaranteed.
- You have just enough US credit history (~12 months recommended).
Chase
Ink Cash
$0
Your profile aligns well with this card's typical approval bar.
- Your FICO meets the 680 minimum but doesn't have a big margin.
- You have just enough US credit history (~6 months recommended).
Chase
Ink Unlimited
$0
Your profile aligns well with this card's typical approval bar.
- Your FICO meets the 670 minimum but doesn't have a big margin.
- You have just enough US credit history (~6 months recommended).
Chase
Ink Premier
$195/yr
Your profile aligns well with this card's typical approval bar.
- Your FICO meets the 670 minimum but doesn't have a big margin.
- You have just enough US credit history (~12 months recommended).
Chase
Sapphire Reserve Biz
$795/yr
You need ~18 months of US credit history for this tier; you have less.
- Your FICO meets the 670 minimum but doesn't have a big margin.
Chase
United Explorer
$95/yr
Your profile aligns well with this card's typical approval bar.
- Your FICO meets the 670 minimum but doesn't have a big margin.
- You have just enough US credit history (~12 months recommended).
Chase
United Quest
$250/yr
Your profile aligns well with this card's typical approval bar.
- Your FICO meets the 670 minimum but doesn't have a big margin.
- You have just enough US credit history (~12 months recommended).
Chase
SW Priority
$149/yr
Your profile aligns well with this card's typical approval bar.
- Your FICO meets the 670 minimum but doesn't have a big margin.
- You have just enough US credit history (~12 months recommended).
Chase
Bonvoy Boundless
$95/yr
Your profile aligns well with this card's typical approval bar.
- Your FICO meets the 670 minimum but doesn't have a big margin.
- You have just enough US credit history (~12 months recommended).
+ще 66 у цій категорії
Найімовірніше відмовлять — 6
Chase
Sapphire Preferred
$95/yr
Your FICO is well below the typical 720 threshold for this card.
- You have just enough US credit history (~12 months recommended).
Chase
Sapphire Reserve
$795/yr
Your FICO is well below the typical 740 threshold for this card.
- You need ~18 months of US credit history for this tier; you have less.
Chase
World of Hyatt
$95/yr
Your FICO is well below the typical 720 threshold for this card.
- You have just enough US credit history (~12 months recommended).
Amex
Amex Platinum
$895/yr
Your FICO is well below the typical 720 threshold for this card.
- You need ~18 months of US credit history for this tier; you have less.
Amex
Bonvoy Brilliant
$650/yr
Your FICO is well below the typical 720 threshold for this card.
- You need ~18 months of US credit history for this tier; you have less.
Capital One
Venture X
$395/yr
Your FICO is well below the typical 720 threshold for this card.
- You have just enough US credit history (~12 months recommended).
Дисклеймер: Прогнози схвалення — оцінки на основі публічних порогів і community-даних. Банки можуть відмовити з причин, не видимих ззовні (debt-to-income, недавні inquiries, деталі історії). Використовуйте як орієнтир, не гарантію.
Наступний крок
А тепер: чи варта annual fee — особисто вам?
Ви знаєте шанси на схвалення. Запустіть AF Calculator щоб побачити які преміум-картки окуповуються за вашими звичками.