Tarjetas de crédito Hilton Honors — guía 2026

Aspire ($550 AF) for genuine Hilton stayers — Diamond status alone clears the AF. Surpass ($150 AF) for occasional Hilton stayers who want Gold status + the free night certificate. Honors ($0 AF) for the rare drop-in stay. See /compare/hilton-aspire-vs-hilton-surpass.

Yes — any Hilton globally, no category restrictions. Average realised value is $400–$600 (Hilton Waldorf-Astoria Maldives nights regularly cost $1,500+). Highest-value use cases: Conrad Maldives, Waldorf-Astoria Maldives, Waldorf-Astoria Beverly Hills, Conrad Bora Bora.

Three paths: (1) Hold the Aspire card — automatic Diamond as long as you have the card, (2) 60 nights or 30 stays in a calendar year, (3) Earn 120k base Honors points in a calendar year. The Aspire path is by far the cheapest if you stay at Hiltons 10+ nights/year.

Sometimes. For peak-priced properties (Maldives, Conrad Bora Bora during high season) you can hit 1+ cpp value. For everyday domestic stays at $300/night Hampton Inns, you're redeeming at 0.4cpp — cash is almost always better. Diamond 5th-night-free + premium-property dynamic pricing is the sweet spot.

Yes — 1:2 ratio. Almost never recommended. At 1:2 your MR points end up at 0.4cpp value through Hilton — versus 1.5–2cpp transferred to Air France or Virgin Atlantic. Only transfer MR → Hilton if you have orphan MR points about to expire.

Yes. Aspire is a hotel-loyalty card optimised for staying at Hiltons; CSR is a flexible-travel card optimised for transferring points and using lounges across multiple programmes. If you stay at Hilton 5+ times a year, Aspire+CSR is a strong pair. If you don't prioritise one hotel chain, CSR alone wins. See /compare/hilton-aspire-vs-chase-sapphire-reserve.