👑

Обновлено в мае 2026

Best Luxury & Premium Travel Cards 2026

Centurion Lounge access, Globalist status, fine hotel programs, and $500+ in annual travel credits. For travelers who want the premium airport and hotel experience.

Сравнено 12 карт
Рейтинг по первому году ценности
Не сортируется по комиссии

На сегодня в приоритете

Лучшие текущие возможности в этой категории

Эти карты предлагают выше среднего приветственные бонусы прямо сейчас.

Chase

Sapphire Reserve

150,000

Ultimate

Highest Since Tracking

Capital One

Venture X

75,000

Capital

Highest Since Tracking

Chase

Sapphire Preferred

75,000

Ultimate

Highest Since Tracking

Рейтинги

Топ 8 Best Luxury Travel Credit Cards

1

Amex

Amex Platinum

$895/yr

~$3,500 bonus

Приветственное предложение

175,000 Membership

Потратьте $12K за 6мес

Typical Offer

The flagship luxury travel card with the most benefits on the market

Best-in-class lounge netwo…Over $1,500 in annual cred…
2

Chase

Sapphire Reserve

$795/yr

~$3,075 bonus

Приветственное предложение

Highest since tracking started

150,000 Ultimate

Потратьте $6K за 3мес

Highest Since Tracking

The ultimate Chase travel card for frequent flyers

$300 travel credit applies…Priority Pass with unlimit…
3

Capital One

Venture X

$395/yr

~$1,388 bonus

Приветственное предложение

Recently increased

75,000 Capital

Потратьте $4K за 3мес

Highest Since Tracking

The best value premium travel card — net fee of just $95

$300 travel credit + 10,00…Unlimited Priority Pass gu…
4

Amex

Bonvoy Brilliant

$650/yr

~$1,480 bonus

Приветственное предложение

185,000 Marriott

Потратьте $6K за 6мес

The top card for Marriott Bonvoy loyalists

Automatic Marriott Bonvoy …85,000-point free night ce…
5

Amex

Hilton Aspire

$550/yr

~$600 bonus

Приветственное предложение

150,000 Hilton

Потратьте $4K за 3мес

Экосистема Hilton Honors

6

Chase

Sapphire Preferred

$95/yr

~$1,538 bonus

Приветственное предложение

Highest since tracking started

75,000 Ultimate

Потратьте $5K за 3мес

Highest Since Tracking

The gold standard starter travel card

10+ transfer partners at 1…5× on Chase Travel hotels/…
7

Chase

Freedom Unlimited

$0/yr

~$200 bonus

Приветственное предложение

200 Cash

Потратьте $1K за 3мес

Historically Weak

The best no-fee catch-all for Chase ecosystem builders

1.5× on everything is the …Points pool with CSP/CSR t…
8

Chase

Ink Preferred

$95/yr

~$2,050 bonus

Приветственное предложение

Highest since tracking started

100,000 Ultimate

Потратьте $8K за 3мес

Highest Since Tracking

The best business card for Chase Ultimate Rewards accumulation

3× on four major business …$150,000 combined cap is g…

Сравнение бок о бок

Быстрое сравнение

КартаГодовая платаБонус за регистрациюЦенность
$895175,000 Membership$3,500
$795150,000 Ultimate$3,075
Venture X

Capital One

$39575,000 Capital$1,388
$650185,000 Marriott$1,480
$550150,000 Hilton$600

Ценности бонусов являются оценочными. Всегда проверяйте текущие предложения напрямую у эмитента перед подачей заявки.

Which of these is right for you?

Tell us your spend profile and existing cards. Our AI ranks these by actual value to you — approval odds included.

Get My Personal Ranking

Free · No credit pull · 3 minutes

Часто задаваемые вопросы

Часто задаваемые вопросы

Is the Amex Platinum worth $695/yr?

It depends entirely on whether you use the credits. The $200 airline credit, $200 fine hotel credit, $240 digital entertainment, $200 Uber Cash, $155 Walmart+, and lounge access can collectively exceed $1,000 in value. If you only use half, the net cost is still reasonable for a frequent traveler.

Which premium card has the best lounge access?

The Amex Platinum offers the broadest access: all Centurion Lounges, all Priority Pass lounges (~1,300 globally), Delta Sky Club (when flying Delta), and Escape Lounges. The Sapphire Reserve and Venture X offer unlimited Priority Pass.

CreditPoints may receive compensation when you are approved for a card through links on this page. Offers and card details are based on publicly available information and may change without notice. Rankings reflect editorial judgment based on first-year value estimates. Not affiliated with any card issuer.