Обновлено в мае 2026
Best Business Credit Cards of 2026
Separate business and personal expenses, earn outsized points on business spend, and access expense management tools. Built for founders, freelancers, and businesses of all sizes.
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Лучшие текущие возможности в этой категории
Эти карты предлагают выше среднего приветственные бонусы прямо сейчас.
Chase
Ink Preferred
Рейтинги
Топ 8 Best Business Credit Cards
Chase
Ink Preferred
$95/yr
~$2,050 bonus
Приветственное предложение
Highest since tracking started100,000 Ultimate
Потратьте $8K за 3мес
The best business card for Chase Ultimate Rewards accumulation
Amex
Blue Business Plus
$0/yr
~$300 bonus
Приветственное предложение
15,000 Membership
Потратьте $3K за 3мес
The best no-fee MR card for business owners
Amex
Amex Business Gold
$375/yr
~$4,000 bonus
Приветственное предложение
200,000 Membership
Потратьте $15K за 3мес
Экосистема Amex MR
Amex
Amex Business Platinum
$695/yr
~$6,000 bonus
Приветственное предложение
300,000 Membership
Потратьте $20K за 3мес
Экосистема Amex MR
Chase
Ink Cash
$0/yr
~$750 bonus
Приветственное предложение
750 Cash
Потратьте $6K за 6мес
The no-fee business powerhouse for phone bills and office spending
Chase
Ink Unlimited
$0/yr
~$750 bonus
Приветственное предложение
750 Cash
Потратьте $6K за 6мес
Экосистема Chase UR
Chase
Ink Premier
$195/yr
~$2,050 bonus
Приветственное предложение
100,000 Ultimate
Потратьте $10K за 3мес
Экосистема Chase UR
Chase
Sapphire Reserve Biz
$795/yr
~$4,100 bonus
Приветственное предложение
200,000 Ultimate
Потратьте $30K за 6мес
Экосистема Chase UR
Сравнение бок о бок
Быстрое сравнение
| Карта | Годовая плата | Бонус за регистрацию | Ценность |
|---|---|---|---|
| $95 | 100,000 Ultimate | $2,050 | |
| $0 | 15,000 Membership | $300 | |
| $375 | 200,000 Membership | $4,000 | |
| $695 | 300,000 Membership | $6,000 | |
Ink Cash Chase | $0 | 750 Cash | $750 |
Ценности бонусов являются оценочными. Всегда проверяйте текущие предложения напрямую у эмитента перед подачей заявки.
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Часто задаваемые вопросы
Часто задаваемые вопросы
Can I apply for a business card as a sole proprietor?
Yes. Most Chase Ink, Amex Business, and Capital One Spark cards accept sole proprietors using their SSN. You don't need an LLC or EIN. Your business name can be your own name.
Do business cards affect my personal credit score?
Chase Ink cards do NOT count toward your personal 5/24 and typically don't appear on your personal credit report (except for a hard inquiry on approval). Amex and Capital One business cards also generally don't report to personal credit bureaus.
CreditPoints may receive compensation when you are approved for a card through links on this page. Offers and card details are based on publicly available information and may change without notice. Rankings reflect editorial judgment based on first-year value estimates. Not affiliated with any card issuer.