Bilt Palladium Card
Персональная
mastercard

Bilt

Bilt Palladium Card

Годовая плата

$495

Ценность бонуса

$1,100

Мин. трата

$4K/3mo

Текующее приветственное предложение

50,000

Bilt Rewards Points — worth ~$1,100

Spend $4,000 in 3 months

Elevated offer

Verify offer with issuer

No automated verification

Offer Score
28/ 100 · Below Average

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Пройдите 1-минутный Approval Predictor — увидите свои шансы на каждой карте.

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Historical Intelligence

Offer history & timing

Current

50,000

Average

50,000

Tracked High

No offer change history on record yet.

Timing Intelligence

Typical offer

The current offer is in line with the typical range for this card (average: 50,000). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.

Based on limited history. Not financial advice. Always verify with issuer.

Intelligence

Decision guide

Offer Score

28

Below Average

Est. -$133 first-year cost

Offer Strength45
First-Year ROI10
Keeper Value15
Approval Accessibility60
Spend Alignment50

Timing

Typical offer

The current offer is in line with the typical range for this card (average: 50,000). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.

Value

Оценка стоимости за первый год

Conservative

-$133

65% benefit utilization, minimal travel redemptions

Realistic

-$133

85% benefit utilization, occasional transfer partner redemptions

Optimized

-$133

100% utilization, premium transfer partner redemptions

ComponentConservativeRealisticOptimized
Ongoing Rewards+$362+$362+$362
Annual Fee-$495-$495-$495

Keeper Value (Year 2+)

After the signup bonus — is it worth keeping?

-$133/yr

Based on avg US annual spend of $24,120 · Year 1 includes signup bonus. Illustrative — actual value varies by spending habits and redemption strategy.

Bilt Palladium Card

Current offer: 50,000 Bilt — worth ~$1,100

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Offers are based on publicly available information and are subject to change without notice. Estimated values are illustrative. Not affiliated with or endorsed by any card issuer.

Bilt Palladium

50,000 Bilt оффер

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