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Plan a trip with
credit card points

Pick origin + destination + month → see best award flights, top hotels bookable on points, attractions, signature events, and the cards whose welcome bonus would cover the trip. 41 US origin airports, no bank link required.

Key West, FL

US

Key West, FL

Hemingway's island, sunsets at Mallory Square, Caribbean vibes without a passport

Pay in cash

$2,850

$350 flight + $2,500 hotel

Pay with points

170,000 pts

+ $30 taxes & fees

20KSouthwest150KHyatt

Best card for this trip

Amex Hilton Aspire

150K Hilton bonus + free weekend night = ~3 nights at Casa Marina

Apply

Weather in June

⚠️ Off-season — weather can be challenging

Best: December

Air temp

79°–88°F

26°–31°C

Water temp

84°F

29°C

Rainfall

high

Crowds

Low

Hot, humid, storms

Switch month

Best months Shoulder Off-season

FlightsJFKEYW

Economy
  • Chase Ultimate Rewards

    via Southwest Rapid Rewards

    JFK → EYW — check direct flights from JFK. Chase UR → Southwest to MIA/FLL, then drive 4h (Overseas Hwy)

    14K/20K/28K

    roundtrip · Wanna Get Away (dynamic)

    + $30 taxes

  • American AAdvantage

    JFK → EYW — check direct flights from JFK. AA economy JFK-EYW via MIA (regional jet last leg)

    30,000

    roundtrip

    + $20 taxes

    Open to cover:Sapphire Preferred

Top hotels for your points

⭐ Top picks

Picked for best points value — Hyatt has the only fixed award chart left in major US hotels, so your points stretch the furthest here. Tap each option below for why it stands out.

  • Hyatt Centric Key West Resort & Spa

    Hyatt·Best Hyatt in Key West

    Cat 6 — Old Town location, walk to Duval Street.

    25K/30K/35K

    off / std / peak · Hyatt Cat 7

    $500/night cash

    5 nights = 150,000 pts (~$2,500 value)

More hotels on points

  • Casa Marina, A Waldorf Astoria Resort

    Hilton Honors·Historic luxury, beach

    Dynamic 70-120K. Historic 1920s beachfront.

    90,000/night

    $750/night cash

    5 nights = 450,000 pts (~$3,750 value)

  • The Reach Key West, Curio Collection

    Hilton Honors·Beach + modern

    Dynamic — sister to Casa Marina, more contemporary.

    75,000/night

    $600/night cash

    5 nights = 375,000 pts (~$3,000 value)

Trip Strategy — open these cards and the trip is mostly free

Open Hilton Aspire (150K Hilton bonus) + Sapphire Preferred. Aspire covers Casa Marina Resort (Waldorf Astoria) 2 weekend nights free + bonus = 5+ nights.

150K Hilton bonus + free weekend night = ~3 nights at Casa Marina

$550/yr annual fee

75K UR → 30K AA miles for flight to MIA + drive

$795/yr annual fee

Your out-of-pocket budget for this trip

Car rental (5 days)$350
Food (5 days)$400
Activities (5 days)$300
Total cash needed$1,050

🚗 Car rental needed · vs. $2,850 full cash trip

What to see & do in Key West, FL

  • Mallory Square Sunset Celebration

    Only here

    Nightly street performers + sunset over the Gulf — Key West tradition since the 1960s.

  • Hemingway Home

    Sight

    Author's 1851 home with 60 six-toed cats. Tours daily.

  • Southernmost Point Buoy

    Sight

    Iconic colorful concrete buoy, 90 miles from Cuba. Photo op (with queue).

  • Duval Street

    Nightlife

    24-hour party street with bars, drag shows, live music.

  • Dry Tortugas National Park

    Day trip

    70 miles west by ferry/seaplane — Fort Jefferson + pristine snorkeling.

  • Cuban Coffee Queen

    Food

    Local cafecito + cubano sandwich shop. Bustling local favorite.

Events to know about

  • Fantasy Fest

    Late October week-long costume + parade festival — Key West's biggest party.

    Oct
  • Hemingway Days

    July festival with lookalike contest + literary events.

    Jul
  • Key West Songwriters Festival

    May — top Nashville songwriters playing intimate venues.

    May