Approval Predictor
Will I get approved? Find out before you apply.
Answer 5 questions about your credit profile. We match it against typical approval thresholds for 80+ cards. No SSN, no hard pull, no signup — just an honest estimate.
Your credit profile
Across ALL banks (personal cards only — business cards don't count for Chase).
Matters for the Sapphire family welcome bonus (48-month rule).
Issuers don't disclose exact thresholds. Skip if unsure.
Very likely approved
0
Likely approved
78
Uncertain — could go either way
0
Unlikely
6
Likely approved — 78
Chase
Freedom Unlimited
$0
Your profile aligns well with this card's typical approval bar.
- Your FICO meets the 670 minimum but doesn't have a big margin.
- You have just enough US credit history (~6 months recommended).
Chase
Freedom Flex
$0
Your profile aligns well with this card's typical approval bar.
- Your FICO meets the 670 minimum but doesn't have a big margin.
- You have just enough US credit history (~6 months recommended).
Chase
Ink Preferred
$95/yr
Your FICO is 20 points below the typical 700 threshold — approval possible but not guaranteed.
- You have just enough US credit history (~12 months recommended).
Chase
Ink Cash
$0
Your profile aligns well with this card's typical approval bar.
- Your FICO meets the 680 minimum but doesn't have a big margin.
- You have just enough US credit history (~6 months recommended).
Chase
Ink Unlimited
$0
Your profile aligns well with this card's typical approval bar.
- Your FICO meets the 670 minimum but doesn't have a big margin.
- You have just enough US credit history (~6 months recommended).
Chase
Ink Premier
$195/yr
Your profile aligns well with this card's typical approval bar.
- Your FICO meets the 670 minimum but doesn't have a big margin.
- You have just enough US credit history (~12 months recommended).
Chase
Sapphire Reserve Biz
$795/yr
You need ~18 months of US credit history for this tier; you have less.
- Your FICO meets the 670 minimum but doesn't have a big margin.
Chase
United Explorer
$95/yr
Your profile aligns well with this card's typical approval bar.
- Your FICO meets the 670 minimum but doesn't have a big margin.
- You have just enough US credit history (~12 months recommended).
Chase
United Quest
$250/yr
Your profile aligns well with this card's typical approval bar.
- Your FICO meets the 670 minimum but doesn't have a big margin.
- You have just enough US credit history (~12 months recommended).
Chase
SW Priority
$149/yr
Your profile aligns well with this card's typical approval bar.
- Your FICO meets the 670 minimum but doesn't have a big margin.
- You have just enough US credit history (~12 months recommended).
Chase
Bonvoy Boundless
$95/yr
Your profile aligns well with this card's typical approval bar.
- Your FICO meets the 670 minimum but doesn't have a big margin.
- You have just enough US credit history (~12 months recommended).
+66 more in this category
Unlikely — 6
Chase
Sapphire Preferred
$95/yr
Your FICO is well below the typical 720 threshold for this card.
- You have just enough US credit history (~12 months recommended).
Chase
Sapphire Reserve
$795/yr
Your FICO is well below the typical 740 threshold for this card.
- You need ~18 months of US credit history for this tier; you have less.
Chase
World of Hyatt
$95/yr
Your FICO is well below the typical 720 threshold for this card.
- You have just enough US credit history (~12 months recommended).
Amex
Amex Platinum
$895/yr
Your FICO is well below the typical 720 threshold for this card.
- You need ~18 months of US credit history for this tier; you have less.
Amex
Bonvoy Brilliant
$650/yr
Your FICO is well below the typical 720 threshold for this card.
- You need ~18 months of US credit history for this tier; you have less.
Capital One
Venture X
$395/yr
Your FICO is well below the typical 720 threshold for this card.
- You have just enough US credit history (~12 months recommended).
Disclaimer: Approval predictions are estimates based on publicly disclosed thresholds and community data. Issuers can deny for many reasons not visible from outside (debt-to-income, recent inquiries, specific credit history details). Use this as a directional guide, not a guarantee.
Next step
Now: is the annual fee actually worth it for you?
You know your approval odds. Run the AF Calculator to see which premium cards pay for themselves based on your habits.