Live Intelligence
Credit Card Offer Intelligence
Real-time offer analysis — see whether now is the right time to apply, how offers compare historically, and which cards offer the most value.
Every verdict on this page is recorded daily, timestamped before outcomes are known. See the full track record →
5
Elevated now
4
Apply now
2
Consider waiting
Elevated Offers Right Now
Chase Sapphire Preferred
Highest Since TrackingYear 1
+$3,614
Score
77Strong time to apply
Chase Sapphire Reserve
Highest Since TrackingYear 1
+$5,102
Score
71Strong time to apply
Ink Business Preferred
Highest Since TrackingYear 1
+$2,420
Score
75Stable offer — no timing signal
American Express Gold Card
Highest Since TrackingYear 1
+$693
Score
67Strong time to apply
Capital One Venture X Rewards Credit Card
Highest Since TrackingYear 1
+$2,590
Score
71Strong time to apply
Highest Offer Scores
Chase Sapphire Preferred
Highest Since TrackingYear 1
+$3,614
Score
77Strong time to apply
Ink Business Preferred
Highest Since TrackingYear 1
+$2,420
Score
75Stable offer — no timing signal
Chase Sapphire Reserve
Highest Since TrackingYear 1
+$5,102
Score
71Strong time to apply
Capital One Venture X Rewards Credit Card
Highest Since TrackingYear 1
+$2,590
Score
71Strong time to apply
American Express Gold Card
Highest Since TrackingYear 1
+$693
Score
67Strong time to apply
World of Hyatt Credit Card
TypicalYear 1
+$1,380
Score
67Offer recently increased
Consider Waiting
All Tracked Cards
Chase Sapphire Preferred
Highest Since TrackingYear 1
+$3,614
Score
77Strong time to apply
Ink Business Preferred
Highest Since TrackingYear 1
+$2,420
Score
75Stable offer — no timing signal
Chase Sapphire Reserve
Highest Since TrackingYear 1
+$5,102
Score
71Strong time to apply
Capital One Venture X Rewards Credit Card
Highest Since TrackingYear 1
+$2,590
Score
71Strong time to apply
American Express Gold Card
Highest Since TrackingYear 1
+$693
Score
67Strong time to apply
World of Hyatt Credit Card
TypicalYear 1
+$1,380
Score
67Offer recently increased
Ink Business Cash
TypicalYear 1
+$1,235
Score
65Stable offer — no timing signal
Ink Business Unlimited
TypicalYear 1
+$1,235
Score
61Typical offer
Chase Freedom Flex
TypicalYear 1
+$563
Score
61Stable offer — no timing signal
American Express Green Card
TypicalYear 1
+$1,117
Score
59Offer recently increased
Chase Freedom Unlimited
Below AverageYear 1
+$598
Score
55Below typical offer
Marriott Bonvoy Boundless Card
TypicalYear 1
+$193
Score
52Typical offer
The Platinum Card from American Express
TypicalYear 1
+$1,418
Score
44Offer recently decreased
American Express Business Gold Card
TypicalYear 1
+$235
Score
40Typical offer
The Business Platinum Card from American Express
TypicalYear 1
+$792
Score
36Offer recently increased
Get notified when offers improve
We monitor 15 cards daily. Enter your email and we'll alert you when any tracked card reaches an elevated or historically-high offer.
Offer history data reflects publicly available information since tracking started. Intelligence signals are illustrative — verify current offers with the issuer before applying.