Live Intelligence
Credit Card Offer Intelligence
Real-time offer analysis — see whether now is the right time to apply, how offers compare historically, and which cards offer the most value.
Every verdict on this page is recorded daily, timestamped before outcomes are known. See the full track record →
5
Elevated now
4
Apply now
1
Consider waiting
Elevated Offers Right Now
Chase Sapphire Preferred
Highest Since TrackingYear 1
+$2,477
Score
77Strong time to apply
Chase Sapphire Reserve
Highest Since TrackingYear 1
+$3,448
Score
67Strong time to apply
Ink Business Preferred
Highest Since TrackingYear 1
+$2,522
Score
75Stable offer — no timing signal
American Express Gold Card
Highest Since TrackingYear 1
+$939
Score
67Strong time to apply
Capital One Venture X Rewards Credit Card
Highest Since TrackingYear 1
+$2,445
Score
71Strong time to apply
Highest Offer Scores
Chase Sapphire Preferred
Highest Since TrackingYear 1
+$2,477
Score
77Strong time to apply
Ink Business Preferred
Highest Since TrackingYear 1
+$2,522
Score
75Stable offer — no timing signal
Capital One Venture X Rewards Credit Card
Highest Since TrackingYear 1
+$2,445
Score
71Strong time to apply
Chase Sapphire Reserve
Highest Since TrackingYear 1
+$3,448
Score
67Strong time to apply
American Express Gold Card
Highest Since TrackingYear 1
+$939
Score
67Strong time to apply
World of Hyatt Credit Card
TypicalYear 1
+$1,006
Score
67Offer recently increased
Consider Waiting
All Tracked Cards
Chase Sapphire Preferred
Highest Since TrackingYear 1
+$2,477
Score
77Strong time to apply
Ink Business Preferred
Highest Since TrackingYear 1
+$2,522
Score
75Stable offer — no timing signal
Capital One Venture X Rewards Credit Card
Highest Since TrackingYear 1
+$2,445
Score
71Strong time to apply
Chase Sapphire Reserve
Highest Since TrackingYear 1
+$3,448
Score
67Strong time to apply
American Express Gold Card
Highest Since TrackingYear 1
+$939
Score
67Strong time to apply
World of Hyatt Credit Card
TypicalYear 1
+$1,006
Score
67Offer recently increased
Chase Freedom Flex
TypicalYear 1
+$609
Score
65Stable offer — no timing signal
Marriott Bonvoy Boundless Card
TypicalYear 1
+$952
Score
65Typical offer
Ink Business Cash
TypicalYear 1
+$1,256
Score
63Stable offer — no timing signal
American Express Green Card
TypicalYear 1
+$1,471
Score
62Offer recently increased
Ink Business Unlimited
TypicalYear 1
+$1,308
Score
61Typical offer
Chase Freedom Unlimited
Below AverageYear 1
+$678
Score
59Stable offer — no timing signal
American Express Business Gold Card
TypicalYear 1
+$589
Score
50Typical offer
The Platinum Card from American Express
TypicalYear 1
+$1,363
Score
44Offer recently decreased
The Business Platinum Card from American Express
TypicalYear 1
+$805
Score
36Offer recently increased
Get notified when offers improve
We monitor 15 cards daily. Enter your email and we'll alert you when any tracked card reaches an elevated or historically-high offer.
Offer history data reflects publicly available information since tracking started. Intelligence signals are illustrative — verify current offers with the issuer before applying.