AI Trip Planner

Plan a trip with
credit card points

Pick origin + destination + month → see best award flights, top hotels bookable on points, attractions, signature events, and the cards whose welcome bonus would cover the trip. 41 US origin airports, no bank link required.

Miami, FL

US

Miami, FL

South Beach, art deco, Cuban food, year-round sun (with hurricane caveats)

Pay in cash

$2,500

$250 flight + $2,250 hotel

Pay with points

143,000 pts

+ $30 taxes & fees

18KSouthwest125KHyatt

Best card for this trip

Chase SW Priority

40K bonus = 2-3 RT flights to Miami from anywhere

Apply

Weather in June

⚠️ Off-season — weather can be challenging

Best: December

Air temp

77°–88°F

25°–31°C

Water temp

83°F

28°C

Rainfall

high

Crowds

Low

Hot, humid, daily thunderstorms

Switch month

Best months Shoulder Off-season

FlightsJFKMIA

Economy
  • Chase Ultimate Rewards

    via Southwest Rapid Rewards

    JFK → MIA — check direct flights from JFK. Chase UR → Southwest LGA-FLL (drive to Miami)

    12K/18K/26K

    roundtrip · Wanna Get Away (dynamic)

    + $30 taxes

  • American AAdvantage

    JFK → MIA — check direct flights from JFK. AA economy JFK-MIA direct

    25,000

    roundtrip

    + $20 taxes

    Open to cover:Sapphire Preferred

Top hotels for your points

⭐ Top picks

Picked for best points value — Hyatt has the only fixed award chart left in major US hotels, so your points stretch the furthest here. Tap each option below for why it stands out.

  • The Confidante Miami Beach

    Hyatt·Beach + boutique vibe

    Cat 5 Unbound Collection — boutique mid-beach.

    21K/25K/29K

    off / std / peak · Hyatt Cat 6

    $450/night cash

    5 nights = 125,000 pts (~$2,250 value)

  • Hyatt Regency Miami

    Hyatt·Business, urban

    Cat 4 — downtown, walking distance to Brickell.

    17K/20K/23K

    off / std / peak · Hyatt Cat 5

    $350/night cash

    5 nights = 100,000 pts (~$1,750 value)

  • EAST Miami

    Hyatt·Modern luxury

    Cat 5 SLH partner — downtown Brickell skyline views.

    21K/25K/29K

    off / std / peak · Hyatt Cat 6

    $400/night cash

    5 nights = 125,000 pts (~$2,000 value)

More hotels on points

  • The St. Regis Bal Harbour

    Marriott Bonvoy·Ultra-luxury alternative

    Ultra-luxury beachfront — Marriott peak.

    100,000/night

    $1200/night cash

    5 nights = 500,000 pts (~$6,000 value)

Trip Strategy — open these cards and the trip is mostly free

Open Southwest Priority (40K+ bonus) + Chase Sapphire Preferred. Cheap flights via SW, transfer UR to Hyatt for hotel.

40K bonus = 2-3 RT flights to Miami from anywhere

$149/yr annual fee

75K UR → Hyatt Cat 5 in Brickell, 3 nights covered

$795/yr annual fee

Your out-of-pocket budget for this trip

Local transport$100
Food (5 days)$375
Activities (5 days)$250
Total cash needed$725

🚗 Uber/Lyft; Miami Beach walkable · vs. $2,500 full cash trip

What to see & do in Miami, FL

  • South Beach + Art Deco District

    Neighborhood

    Pastel deco hotels, soft sand, people-watching on Ocean Drive.

  • Wynwood Walls

    Only here

    Open-air street art gallery in former warehouse district. Free, photogenic, surrounding cafes.

  • Vizcaya Museum & Gardens

    Sight

    Italian Renaissance-style estate on Biscayne Bay. Gardens + interiors tour.

  • Little Havana / Calle Ocho

    Neighborhood

    Cuban cafés, cigar rollers, dominoes in Maximo Gomez Park.

  • Everglades National Park

    Day trip

    1-hour drive; airboat tours, alligators, mangroves. Best Dec-Apr.

  • Joe's Stone Crab

    Food

    Miami Beach institution since 1913. Stone crab season Oct 15 - May 1.

Events to know about

  • Art Basel Miami Beach

    Early December international art fair — 80+ galleries + city-wide events.

    Dec
  • Calle Ocho Festival

    World's largest Latin street party — Cuban music, food, dance in Little Havana.

    Mar
  • Miami Music Week + Ultra

    Late March — Ultra Music Festival + Winter Music Conference.

    Mar