AI Trip Planner

Plan a trip with
credit card points

Pick origin + destination + month → see best award flights, top hotels bookable on points, attractions, signature events, and the cards whose welcome bonus would cover the trip. 41 US origin airports, no bank link required.

San Francisco, CA

US

San Francisco, CA

Golden Gate, Napa wine country day trips, tech hub culture

Pay in cash

$2,600

$350 flight + $2,250 hotel

Pay with points

163,000 pts

+ $30 taxes & fees

38KSouthwest125KHyatt

Best card for this trip

Chase World of Hyatt

60K bonus = 2.4 more nights Andaz SF + free night cert

Apply

Weather in June

🌤️ Shoulder season — decent weather, fewer crowds

Best: May

Air temp

54°–67°F

12°–19°C

Rainfall

low

Crowds

Moderate

Cool and foggy mornings

Switch month

Best months Shoulder Off-season

FlightsJFKSFO

Economy
  • Chase Ultimate Rewards

    via Southwest Rapid Rewards

    JFK → SFO — check direct flights from JFK. Chase UR → Southwest (via OAK or SJC)

    25K/38K/55K

    roundtrip · Wanna Get Away (dynamic)

    + $30 taxes

  • American AAdvantage

    JFK → SFO — check direct flights from JFK. AA economy JFK-SFO

    25,000

    roundtrip

    + $20 taxes

    Open to cover:Sapphire Preferred

Top hotels for your points

⭐ Top picks

Picked for best points value — Hyatt has the only fixed award chart left in major US hotels, so your points stretch the furthest here. Tap each option below for why it stands out.

  • Andaz San Francisco

    Hyatt·Walkable, lifestyle

    Cat 5 — Union Square lifestyle.

    21K/25K/29K

    off / std / peak · Hyatt Cat 6

    $450/night cash

    5 nights = 125,000 pts (~$2,250 value)

  • Hyatt Regency San Francisco

    Hyatt·Waterfront, transit hub

    Cat 5 — Embarcadero with bay views.

    21K/25K/29K

    off / std / peak · Hyatt Cat 6

    $400/night cash

    5 nights = 125,000 pts (~$2,000 value)

  • Grand Hyatt San Francisco

    Hyatt·Shopping, central

    Cat 5 — Union Square shopping district.

    21K/25K/29K

    off / std / peak · Hyatt Cat 6

    $400/night cash

    5 nights = 125,000 pts (~$2,000 value)

More hotels on points

  • The St. Regis San Francisco

    Marriott Bonvoy·Ultra-luxury alternative

    Standard category; off-peak 70K. SOMA luxury.

    90,000/night

    $700/night cash

    5 nights = 450,000 pts (~$3,500 value)

Trip Strategy — open these cards and the trip is mostly free

Open Sapphire Preferred + World of Hyatt. Andaz SF (Cat 5) at Union Square — combined bonuses cover full 5-night stay + RT flight.

75K UR → 28K SW or 25K AA for RT + 3 nights Andaz SF

$795/yr annual fee

60K bonus = 2.4 more nights Andaz SF + free night cert

$95/yr annual fee

Your out-of-pocket budget for this trip

Local transport$125
Food (5 days)$400
Activities (5 days)$300
Total cash needed$825

🚗 Muni/BART; rent car only for Napa day trip · vs. $2,600 full cash trip

What to see & do in San Francisco, CA

  • Golden Gate Bridge

    Sight

    Walk or bike across; best photos from Battery Spencer (Marin side) or Crissy Field.

  • Alcatraz Island

    Sight

    Ferry from Pier 33 to former federal prison. Audio tour by former inmates.

  • Mission District

    Neighborhood

    Burritos at La Taqueria, murals in Balmy Alley, Dolores Park people-watching.

  • Fisherman's Wharf + Pier 39

    Sight

    Sea lions, sourdough bread bowls, Aquarium of the Bay. Touristy but iconic.

  • Napa Valley

    Day trip

    1-hour drive — 400+ wineries, fine dining. Take the wine train or hire a driver.

  • Tartine Bakery

    Food

    Cult-status croissants and country bread. Mission location, lines move.

Events to know about

✨ In June
  • SF Pride

    Happening

    Late June — million+ attendees, massive parade Sunday.

    Jun
  • Outside Lands Festival

    Early-mid August — 3-day music festival in Golden Gate Park.

    Aug
  • Fleet Week

    Early October — Blue Angels airshow over the Bay.

    Oct