Updated May 2026
Best Credit Cards for Airport Lounge Access
Priority Pass, Centurion Lounges, Capital One Lounges, Delta Sky Club, and more. The right card turns every airport into a comfortable experience.
Elevated Right Now
Best current opportunities in this category
These cards are offering above-typical welcome bonuses right now.
Rankings
Top 8 Best Credit Cards for Lounge Access
Amex
Amex Platinum
$895/yr
~$3,500 bonus
Welcome Offer
175,000 Membership
Spend $12K in 6mo
The flagship luxury travel card with the most benefits on the market
Capital One
Venture X
$395/yr
~$1,388 bonus
Welcome Offer
Recently increased75,000 Capital
Spend $4K in 3mo
The best value premium travel card — net fee of just $95
Chase
Sapphire Reserve
$795/yr
~$3,075 bonus
Welcome Offer
Highest since tracking started150,000 Ultimate
Spend $6K in 3mo
The ultimate Chase travel card for frequent flyers
Amex
Delta Reserve
$650/yr
~$1,200 bonus
Welcome Offer
100,000 Delta
Spend $6K in 6mo
Delta SkyMiles ecosystem
Chase
United Club Infinite
$525/yr
~$1,485 bonus
Welcome Offer
110,000 MileagePlus
Spend $5K in 3mo
United MileagePlus ecosystem
Chase
Sapphire Preferred
$95/yr
~$1,538 bonus
Welcome Offer
Highest since tracking started75,000 Ultimate
Spend $5K in 3mo
The gold standard starter travel card
Chase
Freedom Unlimited
$0/yr
~$200 bonus
Welcome Offer
200 Cash
Spend $1K in 3mo
The best no-fee catch-all for Chase ecosystem builders
Chase
Ink Preferred
$95/yr
~$2,050 bonus
Welcome Offer
Highest since tracking started100,000 Ultimate
Spend $8K in 3mo
The best business card for Chase Ultimate Rewards accumulation
Side-by-side
Quick Comparison
| Card | Annual Fee | Signup Bonus | Value |
|---|---|---|---|
| $895 | 175,000 Membership | $3,500 | |
Venture X Capital One | $395 | 75,000 Capital | $1,388 |
Sapphire Reserve Chase | $795 | 150,000 Ultimate | $3,075 |
Delta Reserve Amex | $650 | 100,000 Delta | $1,200 |
United Club Infinite Chase | $525 | 110,000 MileagePlus | $1,485 |
Bonus values are estimates. Always verify current offers directly with the issuer before applying.
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FAQ
Frequently Asked Questions
What is Priority Pass and which cards include it?
Priority Pass is the world's largest independent lounge access program with 1,300+ lounges globally. The Chase Sapphire Reserve, Capital One Venture X, and Amex Platinum all include unlimited Priority Pass membership. The Sapphire Preferred and Venture (standard) do not include lounge access.
Can I bring guests to airport lounges with my credit card?
It depends on the card. Amex Platinum Priority Pass allows 2 complimentary guests. Capital One Venture X includes unlimited Priority Pass with up to 2 guests. Chase Sapphire Reserve's Priority Pass charges $27/guest beyond the cardholder.
CreditPoints may receive compensation when you are approved for a card through links on this page. Offers and card details are based on publicly available information and may change without notice. Rankings reflect editorial judgment based on first-year value estimates. Not affiliated with any card issuer.