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American Express® Green Card
Personal
amex

Amex

American Express Green Card

Annual Fee

$150

Bonus Value

$800

Min Spend

$3K/6mo

3.9CreditPoints Editorial Rating · methodology

Current Welcome Offer

40,000

Membership Rewards — worth ~$800

Spend $3,000 in 6 months

Down from 100,000 historical high

30-day offer history

18 data points

Verified from Amex.com

Verify offer with issuer

No automated verification

Offer Score
48/ 100 · Average

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What you get

All 2 perks

Perks/yr up to

$309

Annual Fee

$150

Covers fee

2.1×

CLEAR Plus Credit$209LoungeBuddy Credit$100

Historical Intelligence

Offer history & timing

Current

40,000

Average

75,000

Tracked High

100,000

Best in 12 Months

Recent changes

Rising
60,00075,000

2025-07

NerdWallet (Wayback)

100,00060,000

2025-06

NerdWallet (Wayback)

75,000100,000

2025-05

NerdWallet (Wayback)

60,00075,000

2025-04

NerdWallet (Wayback)

40,00060,000

2024-09

NerdWallet (Wayback)

Highest observed since tracking started: 100,000 (2021-07)

Timing Intelligence

Offer recently increased

The welcome bonus was recently increased. This could mean an elevated offer period — or it may be at a short-term peak. Typical offer periods last 30–90 days.

Based on 18 tracked changes.Not financial advice. Always verify with issuer.

Intelligence

Decision guide

Offer Score

48

Average

Worth keeping for ongoing value (~$212/yr after bonus)

Offer Strength45
First-Year ROI40
Keeper Value100
Approval Accessibility60
Spend Alignment50

Timing

Offer recently increased

The welcome bonus was recently increased. This could mean an elevated offer period — or it may be at a short-term peak. Typical offer periods last 30–90 days.

Ecosystem

Amex Membership Rewards

Amex's flexible points — excellent for premium cabin air travel via Air France, Singapore, ANA.

✓ Transferable to 20+ partners

Opens the Amex Membership Rewards ecosystem with access to Membership Rewards and 21 transfer partners.

Value

First-year value estimate

Conservative

+$212

65% benefit utilization, minimal travel redemptions

Realistic

+$212

85% benefit utilization, occasional transfer partner redemptions

Optimized

+$212

100% utilization, premium transfer partner redemptions

ComponentConservativeRealisticOptimized
Ongoing Rewards+$362+$362+$362
Annual Fee-$150-$150-$150

Keeper Value (Year 2+)

After the signup bonus — is it worth keeping?

+$212/yr

Based on avg US annual spend of $24,120 · Year 1 includes signup bonus. Illustrative — actual value varies by spending habits and redemption strategy.

Benefits & Transfer Partners

Benefits

Card perks & credits

Up to $309/yr in benefits

✈️travel credit

✈️

CLEAR Plus Credit

$209/yr

$209 annual CLEAR Plus membership credit.

CLEAR Plus at participating airports

🏛️lounge

🏛️

LoungeBuddy Credit

$100/yr

$100 LoungeBuddy credit for purchasing day-pass lounge access through the app.

LoungeBuddy airport lounge app

Approval & Best For

Fit assessment

Best For / Not Best For

Best For

  • Frequent travelers who want to maximize points on flights and hotels
  • Diners who spend heavily at restaurants and want accelerated rewards

Not Best For

  • People seeking a no-annual-fee option with similar rewards
  • Those who prefer straightforward cash back over points/miles redemptions

Current Offer Status

Offer status

Active offer

40,000 Membership Rewards

Last verified

May 12, 2026

Annual fee

$150/year

Compare & Alternatives

FAQ

Frequently asked questions

What's the current Amex Green welcome bonus?

40,000 Membership Rewards after spending $3,000 in the first 6 months. Welcome bonus offers change frequently — the value shown on this page is updated against the issuer's published offer. For the live offer, click through to the apply page; the bonus is confirmed at approval time, not click time.

Is the Amex Green worth the $150 annual fee?

For first-year cardholders the answer is usually yes — the welcome bonus (~$800 estimated cash value) plus tracked statement credits typically cover the $150 fee several times over. After year one, the math depends on whether you actually use the recurring credits and category multipliers. Run your real spending through our Annual Fee Calculator before deciding to renew.

How many transfer partners does Amex Green have?

Amex Green earns Membership Rewards (Amex MR), which transfers 1:1 to 21+ airline and hotel programmes as of 2026. Compared to other transferable-points programmes, that puts it in the upper tier — only Amex MR has more partners. For sweet-spot redemptions, transferring to a partner typically beats portal redemption by 2-3× CPP.

Can I transfer Amex Green points to World of Hyatt?

No. Membership Rewards (Amex MR) does not have a Hyatt transfer partnership. Only Chase Ultimate Rewards, Bilt Rewards, and the co-branded World of Hyatt card transfer to Hyatt at 1:1. If Hyatt redemptions are your primary value lever, Amex Green can still serve as a category-earn card — but pair it with a Chase Sapphire or Bilt for Hyatt access.

What credit score do I need for Amex Green?

Realistic target: 690+ FICO. Issuers don't publish hard cutoffs, but data points from approval/denial reports suggest 690+ is the floor for reliable approval on cards in Amex Green's tier. Income, debt-to-income ratio, and existing relationship with Amex also matter — use our Approval Predictor for a more personalized estimate.

Why trust this review

  • Independent research. CreditPoints is not paid by issuers to rank cards. All scores are algorithmic, based on public offer data, benefit valuations, and issuer rules.
  • Regular verification. Offer amounts, spend requirements, and benefit values are checked against issuer pages via automated monitoring and manual audit.
  • Transparent methodology. Every value estimate uses disclosed assumptions. Read our full scoring methodology.

Last reviewed

2026-05-31

Offer verified

2026-05-12

Editorial note: CreditPoints may earn a commission when you apply through some of the links on this page. The first-year value math, transfer-partner analysis and approval signals on this card review are algorithmic and identical for all readers. We never accept payment to change ordering.

American Express® Green Card

American Express Green Card

Current offer: 40,000 Membership — worth ~$800

View Official Offer

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Offers are based on publicly available information and are subject to change without notice. Estimated values are illustrative. Not affiliated with or endorsed by any card issuer.

Amex Green

40,000 Membership offer

View Official Offer