
Amex
American Express Green Card
Annual Fee
$150
Bonus Value
$800
Min Spend
$3K/6mo
Current Welcome Offer
40,000
Membership Rewards — worth ~$800
Spend $3,000 in 6 months
30-day offer history
18 data points
Verify offer with issuer
No automated verification
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What you get
All 2 perks ↓Perks/yr up to
$309
Annual Fee
$150
Covers fee
2.1×
Historical Intelligence
Offer history & timing
Current
40,000
Average
75,000
Tracked High
100,000
Recent changes
2025-07
NerdWallet (Wayback)
2025-06
NerdWallet (Wayback)
2025-05
NerdWallet (Wayback)
2025-04
NerdWallet (Wayback)
2024-09
NerdWallet (Wayback)
Highest observed since tracking started: 100,000 (2021-07)
Timing Intelligence
Offer recently increased
The welcome bonus was recently increased. This could mean an elevated offer period — or it may be at a short-term peak. Typical offer periods last 30–90 days.
Based on 18 tracked changes.Not financial advice. Always verify with issuer.
Intelligence
Decision guide
Offer Score
Average
Worth keeping for ongoing value (~$212/yr after bonus)
Timing
Offer recently increased
The welcome bonus was recently increased. This could mean an elevated offer period — or it may be at a short-term peak. Typical offer periods last 30–90 days.
Ecosystem
Amex Membership Rewards
Amex's flexible points — excellent for premium cabin air travel via Air France, Singapore, ANA.
✓ Transferable to 20+ partners
Opens the Amex Membership Rewards ecosystem with access to Membership Rewards and 21 transfer partners.
Value
First-year value estimate
Conservative
+$212
65% benefit utilization, minimal travel redemptions
Realistic
+$212
85% benefit utilization, occasional transfer partner redemptions
Optimized
+$212
100% utilization, premium transfer partner redemptions
Keeper Value (Year 2+)
After the signup bonus — is it worth keeping?
+$212/yr
Based on avg US annual spend of $24,120 · Year 1 includes signup bonus. Illustrative — actual value varies by spending habits and redemption strategy.
Benefits & Transfer Partners
Benefits
Card perks & credits
Up to $309/yr in benefits
✈️travel credit
CLEAR Plus Credit
$209/yr
$209 annual CLEAR Plus membership credit.
CLEAR Plus at participating airports
🏛️lounge
LoungeBuddy Credit
$100/yr
$100 LoungeBuddy credit for purchasing day-pass lounge access through the app.
LoungeBuddy airport lounge app
Approval & Best For
Fit assessment
Best For / Not Best For
Best For
- Frequent travelers who want to maximize points on flights and hotels
- Diners who spend heavily at restaurants and want accelerated rewards
Not Best For
- People seeking a no-annual-fee option with similar rewards
- Those who prefer straightforward cash back over points/miles redemptions
Current Offer Status
Offer status
40,000 Membership Rewards
Last verified
May 12, 2026
Annual fee
$150/year
Compare & Alternatives
Compare with
Popular side-by-side comparisons.
Alternatives
Compare with similar cards
Alternatives
Consider these cards instead

Chase
Sapphire Preferred
Flexible points travelers who want transfer partner access without a premium annual fee
$95/yr
100,000 pts
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Chase
Sapphire Reserve
High-volume travelers who maximize the $300 travel credit and lounge access
$795/yr
100,000 pts
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Chase
Freedom Unlimited
Chase cardholders who want to maximize non-bonus spend without an annual fee
No fee
$200
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FAQ
Frequently asked questions
What's the current Amex Green welcome bonus?
40,000 Membership Rewards after spending $3,000 in the first 6 months. Welcome bonus offers change frequently — the value shown on this page is updated against the issuer's published offer. For the live offer, click through to the apply page; the bonus is confirmed at approval time, not click time.
Is the Amex Green worth the $150 annual fee?
For first-year cardholders the answer is usually yes — the welcome bonus (~$800 estimated cash value) plus tracked statement credits typically cover the $150 fee several times over. After year one, the math depends on whether you actually use the recurring credits and category multipliers. Run your real spending through our Annual Fee Calculator before deciding to renew.
How many transfer partners does Amex Green have?
Amex Green earns Membership Rewards (Amex MR), which transfers 1:1 to 21+ airline and hotel programmes as of 2026. Compared to other transferable-points programmes, that puts it in the upper tier — only Amex MR has more partners. For sweet-spot redemptions, transferring to a partner typically beats portal redemption by 2-3× CPP.
Can I transfer Amex Green points to World of Hyatt?
No. Membership Rewards (Amex MR) does not have a Hyatt transfer partnership. Only Chase Ultimate Rewards, Bilt Rewards, and the co-branded World of Hyatt card transfer to Hyatt at 1:1. If Hyatt redemptions are your primary value lever, Amex Green can still serve as a category-earn card — but pair it with a Chase Sapphire or Bilt for Hyatt access.
What credit score do I need for Amex Green?
Realistic target: 690+ FICO. Issuers don't publish hard cutoffs, but data points from approval/denial reports suggest 690+ is the floor for reliable approval on cards in Amex Green's tier. Income, debt-to-income ratio, and existing relationship with Amex also matter — use our Approval Predictor for a more personalized estimate.
Editorial guides
More on Amex Green and Amex
Amex Gold Card Review 2026: Best Dining and Groceries Card?
Amex Gold card review 2026: $325 AF ($85 effective), 4x on dining and US groceries, $120 dining + $120 Uber Cash credits, 60K–90K MR welcome offer.
Read
Amex Green Card Review 2026: Is the $150 Travel Card Worth It?
A deep look at the Amex Green card in 2026: $150 fee, broad 3x travel + 3x dining, CLEAR credit, no FX fee, and how it stacks up against the Gold and Platinum.
Read
The Amex Quadfecta 2026: Four Cards, One Membership Rewards Engine
Platinum (5× flights), Gold (4× dining), Green (3× transit), Blue Business Plus (2× everything else). How to route each purchase, pool all points, transfer for outsized value, and build the stack in order without burning a welcome bonus.
Read
Why trust this review
- Independent research. CreditPoints is not paid by issuers to rank cards. All scores are algorithmic, based on public offer data, benefit valuations, and issuer rules.
- Regular verification. Offer amounts, spend requirements, and benefit values are checked against issuer pages via automated monitoring and manual audit.
- Transparent methodology. Every value estimate uses disclosed assumptions. Read our full scoring methodology.
Editorial note: CreditPoints may earn a commission when you apply through some of the links on this page. The first-year value math, transfer-partner analysis and approval signals on this card review are algorithmic and identical for all readers. We never accept payment to change ordering.

American Express Green Card
Current offer: 40,000 Membership — worth ~$800
View Official OfferAmex's secure site · No data stored · Commission may apply
Offers are based on publicly available information and are subject to change without notice. Estimated values are illustrative. Not affiliated with or endorsed by any card issuer.
Amex Green
40,000 Membership offer



