Chase
Ink Business Premier
Annual Fee
$195
Bonus Value
$2,050
Min Spend
$10K/3mo
Current Welcome Offer
100,000
Ultimate Rewards — worth ~$2,050
Spend $10,000 in 3 months
Typical OfferVerify offer with issuer
No automated verification
Personalize
Will you be approved for this card?
Take the 1-minute Approval Predictor and we'll show your odds on every card.
Directed to Chase's secure application · We may earn a commission
What you get
All 3 perks ↓Perks/yr up to
$220
Annual Fee
$195
Covers fee
1.1×
1 of 3 need activation — credits often split into small chunks, easy to miss.
Historical Intelligence
Offer history & timing
Current
100,000
Average
100,000
Tracked High
—
No offer change history on record yet.
Timing Intelligence
Typical offer
The current offer is in line with the typical range for this card (average: 100,000). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.
Based on limited history.Not financial advice. Always verify with issuer.
Intelligence
Decision guide
Offer Score
Average
Worth keeping for ongoing value (~$167/yr after bonus) · est. +$167 net first-year value
Timing
Typical offer
The current offer is in line with the typical range for this card (average: 100,000). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.
Value
First-year value estimate
Conservative
+$167
65% benefit utilization, minimal travel redemptions
Realistic
+$167
85% benefit utilization, occasional transfer partner redemptions
Optimized
+$167
100% utilization, premium transfer partner redemptions
Keeper Value (Year 2+)
After the signup bonus — is it worth keeping?
+$167/yr
Based on avg US annual spend of $24,120 · Year 1 includes signup bonus. Illustrative — actual value varies by spending habits and redemption strategy.
Benefits & Transfer Partners
Benefits
Card perks & credits
Up to $220/yr in benefits
🍽️dining credit
DashPass Membership
$120/yr
Complimentary DashPass — free delivery on eligible DoorDash orders. Requires activation.
⚠ Enrollment required
DoorDash and Caviar orders
🛡️insurance
Purchase Protection
$100/yr
Covers new purchases for 120 days against damage or theft, up to $10,000 per claim ($50,000 per account).
Primary Car Rental Coverage
Primary auto rental collision damage waiver when renting for business or outside the US.
Business rentals, or any rental outside the US
Approval & Best For
Fit assessment
Best For / Not Best For
Best For
- Frequent travelers who want to maximize points on flights and hotels
- Business owners looking to separate expenses and earn on business purchases
Not Best For
- People seeking a no-annual-fee option with similar rewards
- Those who prefer straightforward cash back over points/miles redemptions
Current Offer Status
Offer status
100,000 Ultimate Rewards
Last verified
May 19, 2026
Annual fee
$195/year
Compare & Alternatives
Alternatives
Consider these cards instead
Chase
Ink Preferred
Small business owners with meaningful spend on travel, advertising, shipping, or phone/internet services
$95/yr
100,000 pts
View review
Chase
Ink Cash
Business owners with significant internet/cable/phone and office supply bills who want UR without an annual fee
No fee
$1,000
View review
Chase
Ink Unlimited
No annual fee alternative.
No fee
$1,000
View review
FAQ
Frequently asked questions
What's the current Ink Premier welcome bonus?
100,000 Ultimate Rewards after spending $10,000 in the first 3 months. Welcome bonus offers change frequently — the value shown on this page is updated against the issuer's published offer. For the live offer, click through to the apply page; the bonus is confirmed at approval time, not click time.
Is the Ink Premier worth the $195 annual fee?
For first-year cardholders the answer is usually yes — the welcome bonus (~$2,050 estimated cash value) plus tracked statement credits typically cover the $195 fee several times over. After year one, the math depends on whether you actually use the recurring credits and category multipliers. Run your real spending through our Annual Fee Calculator before deciding to renew.
What credit score do I need for Ink Premier?
Realistic target: 690+ FICO. Issuers don't publish hard cutoffs, but data points from approval/denial reports suggest 690+ is the floor for reliable approval on cards in Ink Premier's tier. Income, debt-to-income ratio, and existing relationship with Chase also matter — use our Approval Predictor for a more personalized estimate.
Editorial guides
More on Ink Premier and Chase
Chase Ink Business Cards Guide (2026): Which Ink Card to Get + the 5/24 Workaround
The fear-removing playbook to qualify for Chase Ink business cards as a sole proprietor — no LLC required — plus the 12-month stack that earns 300K+ Ultimate Rewards.
Read
Chase Sapphire Lounges 2026: Locations, Access, and How They Compare
Eight open locations (BOS, JFK, LGA, IAD, PHX, SAN, PHL, LAS), locally-sourced menus, and a guest policy that beats Centurion for most travelers — here's everything to know about Chase's growing lounge network.
Read
The Chase Ink Trifecta: How to Stack Three Business Cards for Maximum UR
Three Chase business cards working together: Ink Preferred earns 3x on travel and ads, Ink Cash earns 5x on office supplies, Ink Unlimited catches everything else at 1.5x. All three pool onto one UR account.
Read
Why trust this review
- Independent research. CreditPoints is not paid by issuers to rank cards. All scores are algorithmic, based on public offer data, benefit valuations, and issuer rules.
- Regular verification. Offer amounts, spend requirements, and benefit values are checked against issuer pages via automated monitoring and manual audit.
- Transparent methodology. Every value estimate uses disclosed assumptions. Read our full scoring methodology.
Editorial note: CreditPoints may earn a commission when you apply through some of the links on this page. The first-year value math, transfer-partner analysis and approval signals on this card review are algorithmic and identical for all readers. We never accept payment to change ordering.
Ink Business Premier
Current offer: 100,000 Ultimate — worth ~$2,050
Apply via ReferralChase's secure site · No data stored · Commission may apply
Offers are based on publicly available information and are subject to change without notice. Estimated values are illustrative. Not affiliated with or endorsed by any card issuer.
Ink Premier
100,000 Ultimate offer