Wells Fargo
Choice Privileges Select Mastercard
Annual Fee
$95
Bonus Value
$360
Min Spend
$3K/3mo
Current Welcome Offer
60,000
Choice Privileges Points — worth ~$360
Spend $3,000 in 3 months
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No automated verification
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What you get
All 2 perks ↓Perks/yr up to
$175
Annual Fee
$95
Covers fee
1.8×
Historical Intelligence
Offer history & timing
Current
60,000
Average
60,000
Tracked High
—
No offer change history on record yet.
Timing Intelligence
Typical offer
The current offer is in line with the typical range for this card (average: 60,000). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.
Based on limited history.Not financial advice. Always verify with issuer.
Intelligence
Decision guide
Offer Score
Average
Worth keeping for ongoing value (~$267/yr after bonus)
Timing
Typical offer
The current offer is in line with the typical range for this card (average: 60,000). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.
Value
First-year value estimate
Conservative
+$267
65% benefit utilization, minimal travel redemptions
Realistic
+$267
85% benefit utilization, occasional transfer partner redemptions
Optimized
+$267
100% utilization, premium transfer partner redemptions
Keeper Value (Year 2+)
After the signup bonus — is it worth keeping?
+$267/yr
Based on avg US annual spend of $24,120 · Year 1 includes signup bonus. Illustrative — actual value varies by spending habits and redemption strategy.
Benefits & Transfer Partners
Benefits
Card perks & credits
Up to $175/yr in benefits
🏨hotel credit
$100 Statement Credit on Hotel Stay
$100/yr
$100 statement credit on a Choice Hotels stay of $100 or more.
Choice Hotels properties; single stay min $100
⭐status
Choice Privileges Platinum Status
$75/yr
Automatic Choice Privileges Platinum Elite status — room upgrades, bonus points, early check-in.
Approval & Best For
Fit assessment
Best For / Not Best For
Best For
- Loyal hotel guests who want elite status perks and free nights
Not Best For
- People seeking a no-annual-fee option with similar rewards
- Those who prefer straightforward cash back over points/miles redemptions
Current Offer Status
Offer status
60,000 Choice Privileges Points
Last verified
May 12, 2026
Annual fee
$95/year
Compare & Alternatives
Alternatives
Compare with similar cards
Alternatives
Consider these cards instead
Chase
World of Hyatt
Hyatt loyalists who want to accelerate Globalist status and earn free nights at premium properties
$95/yr
60,000 pts
View review
Chase
Bonvoy Boundless
Similar tier card from Chase worth comparing.
$95/yr
4 pts
View review
Amex
Hilton Aspire
Step-up option with more premium benefits for heavy travelers.
$550/yr
150,000 pts
View review
FAQ
Frequently asked questions
What's the current Choice Select welcome bonus?
60,000 Choice Privileges Points after spending $3,000 in the first 3 months. Welcome bonus offers change frequently — the value shown on this page is updated against the issuer's published offer. For the live offer, click through to the apply page; the bonus is confirmed at approval time, not click time.
Is the Choice Select worth the $95 annual fee?
For first-year cardholders the answer is usually yes — the welcome bonus (~$360 estimated cash value) plus tracked statement credits typically cover the $95 fee several times over. After year one, the math depends on whether you actually use the recurring credits and category multipliers. Run your real spending through our Annual Fee Calculator before deciding to renew.
What credit score do I need for Choice Select?
Realistic target: 690+ FICO. Issuers don't publish hard cutoffs, but data points from approval/denial reports suggest 690+ is the floor for reliable approval on cards in Choice Select's tier. Income, debt-to-income ratio, and existing relationship with Wells Fargo also matter — use our Approval Predictor for a more personalized estimate.
Editorial guides
More on Choice Select and Wells Fargo
Why trust this review
- Independent research. CreditPoints is not paid by issuers to rank cards. All scores are algorithmic, based on public offer data, benefit valuations, and issuer rules.
- Regular verification. Offer amounts, spend requirements, and benefit values are checked against issuer pages via automated monitoring and manual audit.
- Transparent methodology. Every value estimate uses disclosed assumptions. Read our full scoring methodology.
Editorial note: CreditPoints may earn a commission when you apply through some of the links on this page. The first-year value math, transfer-partner analysis and approval signals on this card review are algorithmic and identical for all readers. We never accept payment to change ordering.
Choice Privileges Select Mastercard
Current offer: 60,000 Choice — worth ~$360
View Official OfferWells Fargo's secure site · No data stored · Commission may apply
Offers are based on publicly available information and are subject to change without notice. Estimated values are illustrative. Not affiliated with or endorsed by any card issuer.
Choice Select
60,000 Choice offer