Chase
World of Hyatt Credit Card
Hyatt loyalists who want to accelerate Globalist status and earn free nights at premium properties
Annual Fee
$95
Bonus Value
$990
Min Spend
$5K/3mo
Current Welcome Offer
60,000
World of Hyatt Points — worth ~$990
Spend $5,000 in 3 months
Typical Offer30-day offer history
16 data points
Verified from issuer
Last checked May 13
CreditPoints Take
The only card that directly earns World of Hyatt points
The World of Hyatt card is the single best hotel co-brand for premium property stays. Hyatt points are consistently among the most valuable in travel, and the free night certificate is nearly always worth the fee.
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What you get
All 3 perks ↓Perks/yr up to
$400
Annual Fee
$95
Covers fee
4.2×
AI Analysis
Who is this card best for?
The World of Hyatt card is the single best hotel co-brand for premium property stays. Hyatt points are consistently among the most valuable in travel, and the free night certificate is nearly always worth the fee.
Power combo: Earn Hyatt points here + transfer Chase UR from CSP/CSR at 1:1. Combine to book Category 6–7 Hyatt aspirational properties (Park Hyatt, Alila) for 2¢+ per point value.
Strengths
- World of Hyatt points are routinely valued at 1.7–2.5¢ each — among the highest in hotel loyalty
- Free Category 4 night certificate ($200–400 value) alone justifies the $95 fee
- Discoverist status unlocks late checkout and room upgrades at Hyatt properties
- 2× on dining, fitness, and transit makes everyday spend meaningful
Weaknesses
- No transfer partners — locked into Hyatt ecosystem
- Chase 5/24 applies, making it a deliberate 5/24 slot decision
Rewards
Earn rates by category
Hyatt hotels & resortsBest rate
Dining & restaurants
Airline tickets (purchased directly with airline)
Fitness clubs & gym memberships
Local transit & commuting
Everything else
Earn rates in World of Hyatt Points. Point value varies by redemption method.
Historical Intelligence
Offer history & timing
Current
60,000
Average
60,000
Tracked High
100,000
Recent changes
2025-09
NerdWallet (Wayback)
2025-07
NerdWallet (Wayback)
2025-03
NerdWallet (Wayback)
2025-01
NerdWallet (Wayback)
2024-07
NerdWallet (Wayback)
Highest observed since tracking started: 100,000 (2021-06)
Timing Intelligence
Offer recently increased
The welcome bonus was recently increased. This could mean an elevated offer period — or it may be at a short-term peak. Typical offer periods last 30–90 days.
Based on 16 tracked changes.Not financial advice. Always verify with issuer.
Intelligence
Decision guide
Offer Score
Solid
Est. +$1,123 net first-year value
Timing
Offer recently increased
The welcome bonus was recently increased. This could mean an elevated offer period — or it may be at a short-term peak. Typical offer periods last 30–90 days.
Verified from issuer · May 13
Ecosystem
World of Hyatt
Hyatt points are widely regarded as the most valuable hotel currency at ~1.7–2.2¢/pt.
Value
First-year value estimate
Conservative
+$717
65% benefit utilization, minimal travel redemptions
Realistic
+$1,123
85% benefit utilization, occasional transfer partner redemptions
Optimized
+$1,529
100% utilization, premium transfer partner redemptions
Keeper Value (Year 2+)
After the signup bonus — is it worth keeping?
+$403/yr
Based on avg US annual spend of $24,120 · Year 1 includes signup bonus. Illustrative — actual value varies by spending habits and redemption strategy.
Benefits & Transfer Partners
Benefits
Card perks & credits
Up to $400/yr in benefits
🏨hotel credit
Annual Free Night Reward
$150/yr
One free night at any Category 1–4 Hyatt property each year on card anniversary.
Category 1–4 Hyatt properties
Bonus Free Night at 15K Spend
$150/yr
Earn an additional free night at a Category 1–4 Hyatt property after spending $15K in a calendar year.
Category 1–4 Hyatt properties
⭐status
Hyatt Discoverist Status
$100/yr
Automatic Hyatt Discoverist status — premium internet, room upgrades when available, late checkout.
Live Data
Verified issuer data
Last verified: May 13, 2026
medium confidenceEstimated Net Annual Value
$505
after annual fee
Transfer Partners
Hotels (1)
Data sourced from issuer page via automated extraction. Verify current offers directly with creditcards.chase.com.
Approval & Best For
Eligibility
Approval insights
Recommended Credit Score
720+
Very Good (720+)
Difficulty
Hard
Annual Fee
$95
⚠ Know Before You Apply
Chase 5/24 Rule
Must have fewer than 5 new credit card accounts opened in the past 24 months across all issuers
The most valuable co-branded hotel card for points value. The Category 4 free night alone can be worth $250+ at properties like Andaz or Hyatt Regency. Strong case for Hyatt loyalists.
Ideal Profile
Best use cases
Hyatt loyalists who want to earn points on stays and everyday spend
Travelers who stay at Hyatt properties and want Discoverist recognition
Free night certificate users targeting Park Hyatt or Andaz properties ($200-400 value)
Status chasers combining card elite nights with stays toward Globalist status
Fit assessment
Best For / Not Best For
Best For
- World of Hyatt points are routinely valued at 1.7–2.5¢ each — among the highest in hotel loyalty
- Free Category 4 night certificate ($200–400 value) alone justifies the $95 fee
- Discoverist status unlocks late checkout and room upgrades at Hyatt properties
- 2× on dining, fitness, and transit makes everyday spend meaningful
Not Best For
- No transfer partners — locked into Hyatt ecosystem
- Chase 5/24 applies, making it a deliberate 5/24 slot decision
Current Offer Status
Offer status
60,000 World of Hyatt Points
Last verified
May 12, 2026
Annual fee
$95/year
Compare & Alternatives
Compare with
Popular side-by-side comparisons.
Alternatives
Compare with similar cards
Alternatives
Consider these cards instead
Amex
Bonvoy Brilliant
Frequent Marriott guests who want automatic Platinum status and a high-value free night annual certificate
$650/yr
185,000 pts
View review
Chase
Sapphire Preferred
Flexible points travelers who want transfer partner access without a premium annual fee
$95/yr
100,000 pts
View review
Chase
Bonvoy Boundless
Similar tier card from Chase worth comparing.
$95/yr
4 pts
View review
FAQ
Frequently asked questions
What's the current World of Hyatt welcome bonus?
60,000 World of Hyatt Points after spending $5,000 in the first 3 months. Welcome bonus offers change frequently — the value shown on this page is updated against the issuer's published offer. For the live offer, click through to the apply page; the bonus is confirmed at approval time, not click time.
Is the World of Hyatt worth the $95 annual fee?
For first-year cardholders the answer is usually yes — the welcome bonus (~$990 estimated cash value) plus tracked statement credits typically cover the $95 fee several times over. After year one, the math depends on whether you actually use the recurring credits and category multipliers. Run your real spending through our Annual Fee Calculator before deciding to renew.
Does Chase's 5/24 rule apply to World of Hyatt?
Yes. World of Hyatt is issued by Chase, so the 5/24 rule applies: if you've opened 5 or more personal credit cards from any issuer in the last 24 months, Chase will likely auto-deny your application regardless of credit score. Check your 5/24 status before applying. Business cards from Amex, Cap One and the Chase Ink line don't usually count toward your 5/24.
What credit score do I need for World of Hyatt?
Realistic target: 690+ FICO. Issuers don't publish hard cutoffs, but data points from approval/denial reports suggest 690+ is the floor for reliable approval on cards in World of Hyatt's tier. Income, debt-to-income ratio, and existing relationship with Chase also matter — use our Approval Predictor for a more personalized estimate.
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Why trust this review
- Independent research. CreditPoints is not paid by issuers to rank cards. All scores are algorithmic, based on public offer data, benefit valuations, and issuer rules.
- Regular verification. Offer amounts, spend requirements, and benefit values are checked against issuer pages via automated monitoring and manual audit.
- Transparent methodology. Every value estimate uses disclosed assumptions. Read our full scoring methodology.
Editorial note: CreditPoints may earn a commission when you apply through some of the links on this page. The first-year value math, transfer-partner analysis and approval signals on this card review are algorithmic and identical for all readers. We never accept payment to change ordering.
World of Hyatt Credit Card
Current offer: 60,000 World — worth ~$990
View Official OfferChase's secure site · No data stored · Commission may apply
Offers are based on publicly available information and are subject to change without notice. Estimated values are illustrative. Not affiliated with or endorsed by any card issuer.
World of Hyatt
60,000 World offer