Chase
Marriott Bonvoy Bold Credit Card
Annual Fee
$0
Bonus Value
$360
Min Spend
$1K/3mo
Current Welcome Offer
45,000
Marriott Bonvoy Points — worth ~$360
Spend $1,000 in 3 months
Highest since tracking startedOffer history since tracking began
2 data points
Verified · checked Sep 29, 2026
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Key facts
| Annual fee | $0 |
|---|---|
| Welcome bonus | 45,000 Marriott Bonvoy Points after $1,000 spend in 3 months |
| Bonus value estimate | ~$360 |
| Points program | Marriott Bonvoy |
| Card network | Visa |
Historical Intelligence
Offer history & timing
As of today, the Marriott Bonvoy Bold Credit Card welcome offer is 45,000 points. CreditPoints has tracked 1 offer changes for this card; the tracked average is 45,000 points and the highest offer in our dataset is 45,000 points (September 2026).
Current
45,000
Average
45,000
Tracked High
45,000
Recent changes
2026-09
chase
Highest observed since tracking started: 45,000 (2026-09)
Timing Intelligence
Stable offer — no timing signal
This offer hasn't changed across our tracked observations, so there's no timing advantage to waiting or rushing. Apply whenever the card itself fits your plans.
Based on 1 tracked changes.Not financial advice. Always verify with issuer.
Intelligence
Decision guide
Offer Score
Solid
Est. +$614 net first-year value
Timing
Stable offer — no timing signal
This offer hasn't changed across our tracked observations, so there's no timing advantage to waiting or rushing. Apply whenever the card itself fits your plans.
Verified from issuer · Aug 25
Ecosystem
Marriott Bonvoy
Bonvoy points for stays at Marriott, Sheraton, Westin, Ritz-Carlton, and 8,000+ properties.
Value
First-year value estimate
Conservative
+$563
65% benefit utilization, minimal travel redemptions
Realistic
+$614
85% benefit utilization, occasional transfer partner redemptions
Optimized
+$672
100% utilization, premium transfer partner redemptions
Keeper Value (Year 2+)
After the signup bonus — is it worth keeping?
+$254/yr
Assumes ~$24,120/yr of typical US household card spend consolidated on this card · statement credits counted at 30–85% of face value by tier (never 100% — credits are enrollment-gated and merchant-restricted) · Year 1 includes signup bonus when verified offer data exists · rewards valued at what a holder of THIS card can redeem — no companion premium card is assumed. Illustrative — actual value varies by spending habits and redemption strategy.
Benefits & Transfer Partners
Benefits
Card perks & credits
Up to $50/yr in benefits
⭐status
Silver Elite Status
$50/yr
15 elite night credits toward Silver Elite status and 10% bonus points on stays.
Live Data
Issuer data snapshot
Card details captured: May 14, 2026
high confidenceEstimated Net Annual Value
$300
after annual fee
Transfer Partners
Hotels (1)
Data sourced from issuer page via automated extraction. Verify current offers directly with creditcards.chase.com.
Approval & Best For
Fit assessment
Best For / Not Best For
Best For
- Anyone wanting rewards with no annual fee commitment
- Loyal hotel guests who want elite status perks and free nights
Not Best For
- Those who prefer straightforward cash back over points/miles redemptions
Current Offer Status
Offer status
45,000 Marriott Bonvoy Points
Last verified
Aug 25, 2026
Annual fee
$0 — No annual fee
Compare & Alternatives
Alternatives
Consider these cards instead
Chase
World of Hyatt
Hyatt loyalists who want to accelerate Globalist status and earn free nights at premium properties
$95/yr
30,000 pts
View review
Chase
Bonvoy Boundless
Step-up option with more premium benefits for heavy travelers.
$95/yr
3 pts
View review
Amex
Hilton Aspire
Step-up option with more premium benefits for heavy travelers.
$550/yr
200,000 pts
View review
FAQ
Frequently asked questions
What's the current Bonvoy Bold welcome bonus?
45,000 Marriott Bonvoy Points after spending $1,000 in the first 3 months. Welcome bonus offers change frequently — the value shown on this page is updated against the issuer's published offer. For the live offer, click through to the apply page; the bonus is confirmed at approval time, not click time.
What are the main benefits of the Bonvoy Bold?
The highest-value benefits we track on the Bonvoy Bold: Silver Elite Status (~$50). Combined tracked benefit value is up to ~$50 per year. Dollar values are our estimates of realistic usage — credits that require enrollment or expire monthly are worth less if you don't actively use them.
What credit score do I need for Bonvoy Bold?
Realistic target: 660+ FICO. Issuers don't publish hard cutoffs, but data points from approval/denial reports suggest 660+ is the floor for reliable approval on cards in Bonvoy Bold's tier. Income, debt-to-income ratio, and existing relationship with Chase also matter — use our Approval Predictor for a more personalized estimate.
What credit limit does the Bonvoy Bold come with?
Chase doesn't publish credit limits for the Bonvoy Bold — your starting line is assigned individually at approval based on income, existing debt obligations, and credit history, so reported limits vary widely between applicants. If your initial limit is lower than you'd like, most issuers let you request a credit-line increase after several months of on-time payments.
Does Chase's 5/24 rule apply to Bonvoy Bold?
Yes. Bonvoy Bold is issued by Chase, so the 5/24 rule applies: if you've opened 5 or more personal credit cards from any issuer in the last 24 months, Chase will likely auto-deny your application regardless of credit score. Check your 5/24 status before applying. Business cards from Amex, Cap One and the Chase Ink line don't usually count toward your 5/24.
Editorial guides
More on Bonvoy Bold and Chase
How to Transfer Chase Ultimate Rewards to Marriott Bonvoy (2026)
The honest take: Chase UR transfers to Marriott Bonvoy at 1:1, but it is usually a weak value. Here is when it makes sense — and the better alternatives.
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Amex Marriott Bonvoy Card Review 2026: Is the Free Night Worth It?
Amex Marriott Bonvoy review 2026: ~$95 annual fee, an annual free night (up to 35K points, often $150-300+), automatic Silver Elite status and 6x at Marriott. Who it is worth it for.
Read
Marriott Bonvoy: The Complete 2026 Program Guide
How the world’s biggest hotel network works — 32 brands, dynamic pricing, fifth-night-free, the 5-card ecosystem, and the path to 50-night Platinum.
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Tools & next steps
Run the math for your situation
Why trust this review
- Independent research. CreditPoints is not paid by issuers to rank cards. All scores are algorithmic, based on public offer data, benefit valuations, and issuer rules.
- Regular verification. Offer amounts, spend requirements, and benefit values are checked against issuer pages via automated monitoring and manual audit.
- Transparent methodology. Every value estimate uses disclosed assumptions. Read our full scoring methodology.
Editorial note: CreditPoints may earn a commission when you apply through some of the links on this page. The first-year value math, transfer-partner analysis and approval signals on this card review are algorithmic and identical for all readers. We never accept payment to change ordering.
Marriott Bonvoy Bold Credit Card
Current offer: 45,000 Marriott — worth ~$360
View Official OfferChase's secure site · No data stored · Commission may apply
Offers are based on publicly available information and are subject to change without notice. Estimated values are illustrative. CreditPoints is independent and not owned by, affiliated with, or endorsed by any card issuer; some Apply links are referral links that earn us compensation, which never affects a card's score or verdict.
Bonvoy Bold
45,000 Marriott offer