Chase
Southwest Rapid Rewards Priority Card
Annual Fee
$229
Bonus Value
$750
Min Spend
$2K/3mo
Current Welcome Offer
60,000
Rapid Rewards Points — worth ~$750
Spend $2,000 in 3 months
Typical OfferOffer history since tracking began
22 data points
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Key facts
| Annual fee | $229 |
|---|---|
| Welcome bonus | 60,000 Rapid Rewards Points after $2,000 spend in 3 months |
| Bonus value estimate | ~$750 |
| Points program | Southwest Rapid Rewards |
| Card network | Visa |
What you get
All 3 perks ↓Perks/yr up to
$329
Annual Fee
$229
Covers fee (realistic use)
0.7×
Historical Intelligence
Offer history & timing
As of today, the Southwest Rapid Rewards Priority Card welcome offer is 60,000 points. CreditPoints has tracked 22 offer changes for this card; the tracked average is 50,000 points and the highest offer in our dataset is 85,000 points (June 2024). The June 2024 high is a historical milestone from public archival records — CreditPoints' own daily tracking began in 2026.
Current
60,000
Average
50,000
Known High
85,000
Recent changes
2025-04
NerdWallet (Wayback)
2025-02
NerdWallet (Wayback)
2025-01
NerdWallet (Wayback)
2024-12
NerdWallet (Wayback)
2024-08
NerdWallet (Wayback)
Highest observed since tracking started: 85,000 (2024-06)
Timing Intelligence
Offer recently increased
The welcome bonus was recently increased. This could mean an elevated offer period — or it may be at a short-term peak. Typical offer periods last 30–90 days.
Based on 22 tracked changes.Not financial advice. Always verify with issuer.
Intelligence
Decision guide
Offer Score
Solid
Est. +$1,001 net first-year value
Timing
Offer recently increased
The welcome bonus was recently increased. This could mean an elevated offer period — or it may be at a short-term peak. Typical offer periods last 30–90 days.
Verified from issuer · Aug 13
Ecosystem
Southwest Rapid Rewards
Rapid Rewards for Southwest flights. Companion Pass is one of the best values in travel rewards.
Value
First-year value estimate
Conservative
+$954
65% benefit utilization, minimal travel redemptions
Realistic
+$1,001
85% benefit utilization, occasional transfer partner redemptions
Optimized
+$1,083
100% utilization, premium transfer partner redemptions
Keeper Value (Year 2+)
After the signup bonus — is it worth keeping?
+$251/yr
Assumes ~$24,120/yr of typical US household card spend consolidated on this card · statement credits counted at 30–85% of face value by tier (never 100% — credits are enrollment-gated and merchant-restricted) · Year 1 includes signup bonus when verified offer data exists. Illustrative — actual value varies by spending habits and redemption strategy.
Benefits & Transfer Partners
Benefits
Card perks & credits
Up to $329/yr in benefits
✈️travel credit
$75 Southwest Travel Credit
$75/yr
$75 annual Southwest travel credit applied as a statement credit.
Southwest Airlines purchases
🛫airline credit
4 Upgraded Boardings Per Year
$160/yr
4 upgraded A1-A15 boardings per year, purchased at the gate or kiosk, as statement credits (~$40 each).
Available at check-in; subject to availability
🎁other
7,500 Anniversary Bonus Points
$94/yr
7,500 bonus Rapid Rewards points each account anniversary (~$94 at 1.25 cpp).
Approval & Best For
Fit assessment
Best For / Not Best For
Best For
- Frequent flyers with a preferred airline wanting companion benefits
Not Best For
- People seeking a no-annual-fee option with similar rewards
- Those who prefer straightforward cash back over points/miles redemptions
Current Offer Status
Offer status
60,000 Rapid Rewards Points
Last verified
Aug 13, 2026
6 days ago
Annual fee
$229/year
Compare & Alternatives
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All SW Priority comparisons
Alternatives
Compare with similar cards
Alternatives
Consider these cards instead
Chase
United Explorer
Lower-fee option if you don't need all the premium perks.
$150/yr
50,000 pts
View review
Chase
United Quest
Step-up option with more premium benefits for heavy travelers.
$250/yr
90,000 pts
View review
Amex
Delta Gold
Delta frequent flyers who check bags on domestic routes
$150/yr
70,000 pts
View review
FAQ
Frequently asked questions
What's the current SW Priority welcome bonus?
60,000 Rapid Rewards Points after spending $2,000 in the first 3 months. Welcome bonus offers change frequently — the value shown on this page is updated against the issuer's published offer. For the live offer, click through to the apply page; the bonus is confirmed at approval time, not click time.
Is the SW Priority worth the $229 annual fee?
For first-year cardholders the answer is usually yes — the welcome bonus (~$750 estimated cash value) plus up to ~$329/yr in tracked benefits and credits typically covers the $229 fee several times over. After year one, the math depends on whether you actually use the recurring credits and category multipliers. Run your real spending through our Annual Fee Calculator before deciding to renew.
What are the main benefits of the SW Priority?
The highest-value benefits we track on the SW Priority: 4 Upgraded Boardings Per Year (~$160), 7,500 Anniversary Bonus Points (~$94), $75 Southwest Travel Credit (~$75). Combined tracked benefit value is up to ~$329 per year against the $229 annual fee. Dollar values are our estimates of realistic usage — credits that require enrollment or expire monthly are worth less if you don't actively use them.
What credit score do I need for SW Priority?
Realistic target: 690+ FICO. Issuers don't publish hard cutoffs, but data points from approval/denial reports suggest 690+ is the floor for reliable approval on cards in SW Priority's tier. Income, debt-to-income ratio, and existing relationship with Chase also matter — use our Approval Predictor for a more personalized estimate.
What credit limit does the SW Priority come with?
Chase doesn't publish credit limits for the SW Priority — your starting line is assigned individually at approval based on income, existing debt obligations, and credit history, so reported limits vary widely between applicants. If your initial limit is lower than you'd like, most issuers let you request a credit-line increase after several months of on-time payments.
Does Chase's 5/24 rule apply to SW Priority?
Yes. SW Priority is issued by Chase, so the 5/24 rule applies: if you've opened 5 or more personal credit cards from any issuer in the last 24 months, Chase will likely auto-deny your application regardless of credit score. Check your 5/24 status before applying. Business cards from Amex, Cap One and the Chase Ink line don't usually count toward your 5/24.
Editorial guides
More on SW Priority and Chase
Southwest Rapid Rewards: The Complete 2026 Program Guide
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Why trust this review
- Independent research. CreditPoints is not paid by issuers to rank cards. All scores are algorithmic, based on public offer data, benefit valuations, and issuer rules.
- Regular verification. Offer amounts, spend requirements, and benefit values are checked against issuer pages via automated monitoring and manual audit.
- Transparent methodology. Every value estimate uses disclosed assumptions. Read our full scoring methodology.
Editorial note: CreditPoints may earn a commission when you apply through some of the links on this page. The first-year value math, transfer-partner analysis and approval signals on this card review are algorithmic and identical for all readers. We never accept payment to change ordering.
Southwest Rapid Rewards Priority Card
Current offer: 60,000 Rapid — worth ~$750
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Offers are based on publicly available information and are subject to change without notice. Estimated values are illustrative. CreditPoints is independent and not owned by, affiliated with, or endorsed by any card issuer; some Apply links are referral links that earn us compensation, which never affects a card's score or verdict.
SW Priority
60,000 Rapid offer