Chase
United Explorer Card
Annual Fee
$95
Bonus Value
$1,080
Min Spend
$3K/3mo
Current Welcome Offer
80,000
United MileagePlus Miles — worth ~$1,080
Spend $3,000 in 3 months
Good offerLive verified
Checked May 13 · Confidence 55%
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Historical Intelligence
Offer history & timing
Current
80,000
Average
80,000
Tracked High
—
No offer change history on record yet.
Timing Intelligence
Typical offer
The current offer is in line with the typical range for this card (average: 80,000). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.
Based on limited history. Not financial advice. Always verify with issuer.
Intelligence
Decision guide
Offer Score
Solid
Est. +$1,227 net first-year value
Timing
Typical offer
The current offer is in line with the typical range for this card (average: 80,000). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.
Verified from issuer · May 13
Ecosystem
United MileagePlus
MileagePlus miles for United flights, Star Alliance, and partner airlines.
Value
First-year value estimate
Conservative
+$907
65% benefit utilization, minimal travel redemptions
Realistic
+$1,227
85% benefit utilization, occasional transfer partner redemptions
Optimized
+$1,547
100% utilization, premium transfer partner redemptions
Keeper Value (Year 2+)
After the signup bonus — is it worth keeping?
+$267/yr
Based on avg US annual spend of $24,120 · Year 1 includes signup bonus. Illustrative — actual value varies by spending habits and redemption strategy.
Benefits
Card perks & credits
Up to $238/yr in benefits
🛫airline credit
First Checked Bag Free
$70/use
First checked bag free for cardholder and one companion on the same reservation on United flights.
United-operated flights; cardholder + 1 companion
Priority Boarding
$50/yr
Group 2 priority boarding on United-operated flights.
United-operated flights
🏛️lounge
2 United Club Passes Per Year
$118/yr
2 complimentary United Club one-time passes per year (~$59 each).
United Club lounges
Live Data
Verified issuer data
Last verified: May 13, 2026
low confidenceEstimated Net Annual Value
$705
after annual fee
Data sourced from issuer page via automated extraction. Verify current offers directly with creditcards.chase.com.
Alternatives
Compare with similar cards
United Explorer Card
Current offer: 80,000 United — worth ~$1,080
View Official OfferChase's secure site · No data stored · Commission may apply
Offers are based on publicly available information and are subject to change without notice. Estimated values are illustrative. Not affiliated with or endorsed by any card issuer.
United Explorer
80,000 United offer