Chase
World of Hyatt Business Credit Card
Annual Fee
$199
Bonus Value
$990
Min Spend
$5K/6mo
Current Welcome Offer
60,000
World of Hyatt Points — worth ~$990
Spend $5,000 in 6 months
Typical OfferVerified from issuer
Last checked May 14
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What you get
All 3 perks ↓Perks/yr up to
$325
Annual Fee
$199
Covers fee
1.6×
Historical Intelligence
Offer history & timing
Current
60,000
Average
60,000
Tracked High
60,000
Recent changes
2026-05
Chase.com
Highest observed since tracking started: 60,000 (2026-05)
Timing Intelligence
Typical offer
The current offer is in line with the typical range for this card (average: 60,000). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.
Based on 1 tracked changes.Not financial advice. Always verify with issuer.
Intelligence
Decision guide
Offer Score
Average
Est. +$883 net first-year value
Timing
Typical offer
The current offer is in line with the typical range for this card (average: 60,000). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.
Verified from issuer · May 14
Ecosystem
World of Hyatt
Hyatt points are widely regarded as the most valuable hotel currency at ~1.7–2.2¢/pt.
Value
First-year value estimate
Conservative
+$643
65% benefit utilization, minimal travel redemptions
Realistic
+$883
85% benefit utilization, occasional transfer partner redemptions
Optimized
+$1,123
100% utilization, premium transfer partner redemptions
Keeper Value (Year 2+)
After the signup bonus — is it worth keeping?
+$163/yr
Based on avg US annual spend of $24,120 · Year 1 includes signup bonus. Illustrative — actual value varies by spending habits and redemption strategy.
Benefits & Transfer Partners
Benefits
Card perks & credits
Up to $325/yr in benefits
🏨hotel credit
Free Night After $50K Spend
$150/yr
Earn one free night at any Category 1–4 Hyatt property after spending $50K on the card annually.
Category 1–4 Hyatt properties; earned after $50,000 annual spend
⭐status
Hyatt Discoverist Status
$100/yr
Automatic Hyatt Discoverist status — premium internet, room upgrades, late checkout.
5 Qualifying Night Credits
$75/yr
5 qualifying night credits toward elite status each year.
Live Data
Verified issuer data
Last verified: May 14, 2026
medium confidenceEstimated Net Annual Value
$401
after annual fee
Transfer Partners
Hotels (1)
Data sourced from issuer page via automated extraction. Verify current offers directly with creditcards.chase.com.
Approval & Best For
Fit assessment
Best For / Not Best For
Best For
- Business owners looking to separate expenses and earn on business purchases
- Loyal hotel guests who want elite status perks and free nights
Not Best For
- People seeking a no-annual-fee option with similar rewards
- Those who prefer straightforward cash back over points/miles redemptions
Current Offer Status
Offer status
60,000 World of Hyatt Points
Last verified
May 12, 2026
Annual fee
$199/year
Compare & Alternatives
Alternatives
Consider these cards instead
Chase
World of Hyatt
Hyatt loyalists who want to accelerate Globalist status and earn free nights at premium properties
$95/yr
60,000 pts
View review
Chase
Bonvoy Boundless
Lower-fee option if you don't need all the premium perks.
$95/yr
4 pts
View review
Amex
Hilton Aspire
Step-up option with more premium benefits for heavy travelers.
$550/yr
150,000 pts
View review
FAQ
Frequently asked questions
What's the current Hyatt Business welcome bonus?
60,000 World of Hyatt Points after spending $5,000 in the first 6 months. Welcome bonus offers change frequently — the value shown on this page is updated against the issuer's published offer. For the live offer, click through to the apply page; the bonus is confirmed at approval time, not click time.
Is the Hyatt Business worth the $199 annual fee?
For first-year cardholders the answer is usually yes — the welcome bonus (~$990 estimated cash value) plus tracked statement credits typically cover the $199 fee several times over. After year one, the math depends on whether you actually use the recurring credits and category multipliers. Run your real spending through our Annual Fee Calculator before deciding to renew.
What credit score do I need for Hyatt Business?
Realistic target: 690+ FICO. Issuers don't publish hard cutoffs, but data points from approval/denial reports suggest 690+ is the floor for reliable approval on cards in Hyatt Business's tier. Income, debt-to-income ratio, and existing relationship with Chase also matter — use our Approval Predictor for a more personalized estimate.
Editorial guides
More on Hyatt Business and Chase
World of Hyatt: The Complete 2026 Program Guide
How the highest-value transferable-points hotel program in 2026 works — chart, elite tiers, transfer partners, and the sweet spots that make Hyatt points worth 2-6 cpp.
Read
World of Hyatt Award Chart 2026
The last great fixed award chart in US hotels — eight categories, peak/standard/off-peak pricing, and the redemptions that consistently print 3¢+ per point.
Read
Chase Sapphire Reserve Review 2026: Worth the $795 Annual Fee?
Chase Sapphire Reserve 2026 review: $795 fee, $300 travel credit, 3x dining & travel, Priority Pass, Hyatt transfers. Is it worth it?
Read
Why trust this review
- Independent research. CreditPoints is not paid by issuers to rank cards. All scores are algorithmic, based on public offer data, benefit valuations, and issuer rules.
- Regular verification. Offer amounts, spend requirements, and benefit values are checked against issuer pages via automated monitoring and manual audit.
- Transparent methodology. Every value estimate uses disclosed assumptions. Read our full scoring methodology.
Editorial note: CreditPoints may earn a commission when you apply through some of the links on this page. The first-year value math, transfer-partner analysis and approval signals on this card review are algorithmic and identical for all readers. We never accept payment to change ordering.
World of Hyatt Business Credit Card
Current offer: 60,000 World — worth ~$990
View Official OffersChase's secure site · No data stored · Commission may apply
Offers are based on publicly available information and are subject to change without notice. Estimated values are illustrative. Not affiliated with or endorsed by any card issuer.
Hyatt Business
60,000 World offer