Amex
Amex EveryDay Credit Card
Annual Fee
$0
Bonus Value
$200
Min Spend
$1K/6mo
Current Welcome Offer
10,000
Membership Rewards — worth ~$200
Spend $1,000 in 6 months
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Key facts
| Annual fee | $0 |
|---|---|
| Welcome bonus | 10,000 Membership Rewards after $1,000 spend in 6 months |
| Bonus value estimate | ~$200 |
| Points program | Amex MR |
| Card network | Amex |
Historical Intelligence
Offer history & timing
Current
10,000
Average
10,000
Tracked High
—
No offer change history on record yet.
Timing Intelligence
Typical offer
The current offer is in line with the typical range for this card (average: 10,000). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.
Based on limited history.Not financial advice. Always verify with issuer.
Intelligence
Decision guide
Offer Score
Average
Worth keeping for ongoing value (~$362/yr after bonus)
Timing
Typical offer
The current offer is in line with the typical range for this card (average: 10,000). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.
Value
First-year value estimate
Conservative
+$362
65% benefit utilization, minimal travel redemptions
Realistic
+$362
85% benefit utilization, occasional transfer partner redemptions
Optimized
+$362
100% utilization, premium transfer partner redemptions
Keeper Value (Year 2+)
After the signup bonus — is it worth keeping?
+$362/yr
Based on avg US annual spend of $24,120 · Year 1 includes signup bonus. Illustrative — actual value varies by spending habits and redemption strategy.
Benefits & Transfer Partners
Approval & Best For
Fit assessment
Best For / Not Best For
Best For
- Anyone wanting rewards with no annual fee commitment
Not Best For
- Those who prefer straightforward cash back over points/miles redemptions
Current Offer Status
Offer status
10,000 Membership Rewards
Last verified
May 21, 2026
Annual fee
$0 — No annual fee
Compare & Alternatives
Alternatives
Compare with similar cards
Alternatives
Consider these cards instead
Chase
Freedom Unlimited
Chase cardholders who want to maximize non-bonus spend without an annual fee
No fee
$200
View review
Chase
Freedom Flex
Strategic spenders who activate quarterly categories and want to earn 5× UR without an annual fee
No fee
$200
View review
Chase
Ink Cash
Business owners with significant internet/cable/phone and office supply bills who want UR without an annual fee
No fee
$1,000
View review
FAQ
Frequently asked questions
What's the current Amex EveryDay welcome bonus?
10,000 Membership Rewards after spending $1,000 in the first 6 months. Welcome bonus offers change frequently — the value shown on this page is updated against the issuer's published offer. For the live offer, click through to the apply page; the bonus is confirmed at approval time, not click time.
What credit score do I need for Amex EveryDay?
Realistic target: 660+ FICO. Issuers don't publish hard cutoffs, but data points from approval/denial reports suggest 660+ is the floor for reliable approval on cards in Amex EveryDay's tier. Income, debt-to-income ratio, and existing relationship with Amex also matter — use our Approval Predictor for a more personalized estimate.
What credit limit does the Amex EveryDay come with?
Amex doesn't publish credit limits for the Amex EveryDay — your starting line is assigned individually at approval based on income, existing debt obligations, and credit history, so reported limits vary widely between applicants. If your initial limit is lower than you'd like, most issuers let you request a credit-line increase after several months of on-time payments.
How many transfer partners does Amex EveryDay have?
Amex EveryDay earns Membership Rewards (Amex MR), which transfers 1:1 to 21+ airline and hotel programmes as of 2026. Compared to other transferable-points programmes, that puts it in the upper tier — only Amex MR has more partners. For sweet-spot redemptions, transferring to a partner typically beats portal redemption by 2-3× CPP.
Can I transfer Amex EveryDay points to World of Hyatt?
No. Membership Rewards (Amex MR) does not have a Hyatt transfer partnership. Only Chase Ultimate Rewards, Bilt Rewards, and the co-branded World of Hyatt card transfer to Hyatt at 1:1. If Hyatt redemptions are your primary value lever, Amex EveryDay can still serve as a category-earn card — but pair it with a Chase Sapphire or Bilt for Hyatt access.
Editorial guides
More on Amex EveryDay and Amex
Amex Blue Cash Preferred Review 2026: 6% Grocery Cash Back
Amex Blue Cash Preferred 2026 review: 6% at US supermarkets up to $6K/yr, 6% streaming, 3% gas. $95 AF waived yr 1. Costco/Walmart caveat explained.
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Amex EveryDay Preferred Review 2026: 4.5x Groceries with the 50% Bonus
In-depth review of the Amex EveryDay Preferred: the $95 fee, 3x groceries, the 50% transaction bonus, transferable Membership Rewards, and how it compares to the no-fee EveryDay.
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Best No-Annual-Fee Amex Cards 2026
A ranked roundup of the best $0-annual-fee Amex cards in 2026 — Blue Cash Everyday, Amex EveryDay, Blue Business Plus, and Blue Business Cash.
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Tools & next steps
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Why trust this review
- Independent research. CreditPoints is not paid by issuers to rank cards. All scores are algorithmic, based on public offer data, benefit valuations, and issuer rules.
- Regular verification. Offer amounts, spend requirements, and benefit values are checked against issuer pages via automated monitoring and manual audit.
- Transparent methodology. Every value estimate uses disclosed assumptions. Read our full scoring methodology.
Editorial note: CreditPoints may earn a commission when you apply through some of the links on this page. The first-year value math, transfer-partner analysis and approval signals on this card review are algorithmic and identical for all readers. We never accept payment to change ordering.
Amex EveryDay Credit Card
Current offer: 10,000 Membership — worth ~$200
View Official OfferAmex's secure site · No data stored · Commission may apply
Offers are based on publicly available information and are subject to change without notice. Estimated values are illustrative. Not affiliated with or endorsed by any card issuer.
Amex EveryDay
10,000 Membership offer