Amex
Marriott Bonvoy American Express Card
Annual Fee
$0
Bonus Value
$600
Min Spend
$3K/6mo
Current Welcome Offer
75,000
Marriott Bonvoy Points — worth ~$600
Spend $3,000 in 6 months
Typical OfferVerify offer with issuer
No automated verification
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Key facts
| Annual fee | $0 |
|---|---|
| Welcome bonus | 75,000 Marriott Bonvoy Points after $3,000 spend in 6 months |
| Bonus value estimate | ~$600 |
| Points program | Marriott Bonvoy |
| Card network | Amex |
Historical Intelligence
Offer history & timing
Current
75,000
Average
75,000
Tracked High
—
No offer change history on record yet.
Timing Intelligence
Typical offer
The current offer is in line with the typical range for this card (average: 75,000). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.
Based on limited history.Not financial advice. Always verify with issuer.
Intelligence
Decision guide
Offer Score
Average
Worth keeping for ongoing value (~$362/yr after bonus)
Timing
Typical offer
The current offer is in line with the typical range for this card (average: 75,000). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.
Value
First-year value estimate
Conservative
+$362
65% benefit utilization, minimal travel redemptions
Realistic
+$362
85% benefit utilization, occasional transfer partner redemptions
Optimized
+$362
100% utilization, premium transfer partner redemptions
Keeper Value (Year 2+)
After the signup bonus — is it worth keeping?
+$362/yr
Based on avg US annual spend of $24,120 · Year 1 includes signup bonus. Illustrative — actual value varies by spending habits and redemption strategy.
Benefits & Transfer Partners
Approval & Best For
Fit assessment
Best For / Not Best For
Best For
- Loyal hotel guests who want elite status perks and free nights
Not Best For
- Those who prefer straightforward cash back over points/miles redemptions
Current Offer Status
Offer status
75,000 Marriott Bonvoy Points
Last verified
May 21, 2026
Annual fee
$0 — No annual fee
Compare & Alternatives
Alternatives
Compare with similar cards
Alternatives
Consider these cards instead
Chase
World of Hyatt
Hyatt loyalists who want to accelerate Globalist status and earn free nights at premium properties
$95/yr
60,000 pts
View review
Chase
Bonvoy Boundless
Step-up option with more premium benefits for heavy travelers.
$95/yr
4 pts
View review
Amex
Hilton Aspire
Step-up option with more premium benefits for heavy travelers.
$550/yr
150,000 pts
View review
FAQ
Frequently asked questions
What's the current Bonvoy Amex (Personal) welcome bonus?
75,000 Marriott Bonvoy Points after spending $3,000 in the first 6 months. Welcome bonus offers change frequently — the value shown on this page is updated against the issuer's published offer. For the live offer, click through to the apply page; the bonus is confirmed at approval time, not click time.
What credit score do I need for Bonvoy Amex (Personal)?
Realistic target: 660+ FICO. Issuers don't publish hard cutoffs, but data points from approval/denial reports suggest 660+ is the floor for reliable approval on cards in Bonvoy Amex (Personal)'s tier. Income, debt-to-income ratio, and existing relationship with Amex also matter — use our Approval Predictor for a more personalized estimate.
What credit limit does the Bonvoy Amex (Personal) come with?
Amex doesn't publish credit limits for the Bonvoy Amex (Personal) — your starting line is assigned individually at approval based on income, existing debt obligations, and credit history, so reported limits vary widely between applicants. If your initial limit is lower than you'd like, most issuers let you request a credit-line increase after several months of on-time payments.
Editorial guides
More on Bonvoy Amex (Personal) and Amex
Amex Marriott Bonvoy Card Review 2026: Is the Free Night Worth It?
Amex Marriott Bonvoy review 2026: ~$95 annual fee, an annual free night (up to 35K points, often $150-300+), automatic Silver Elite status and 6x at Marriott. Who it is worth it for.
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Best Credit Cards for Marriott Bonvoy in 2026
The 5 cards that maximize Marriott Bonvoy in 2026 — Brilliant for automatic Platinum, Boundless mid-tier, plus transferable-currency feeders from all 4 major US programs.
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How to Transfer Chase Ultimate Rewards to Marriott Bonvoy (2026)
The honest take: Chase UR transfers to Marriott Bonvoy at 1:1, but it is usually a weak value. Here is when it makes sense — and the better alternatives.
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Tools & next steps
Run the math for your situation
Why trust this review
- Independent research. CreditPoints is not paid by issuers to rank cards. All scores are algorithmic, based on public offer data, benefit valuations, and issuer rules.
- Regular verification. Offer amounts, spend requirements, and benefit values are checked against issuer pages via automated monitoring and manual audit.
- Transparent methodology. Every value estimate uses disclosed assumptions. Read our full scoring methodology.
Editorial note: CreditPoints may earn a commission when you apply through some of the links on this page. The first-year value math, transfer-partner analysis and approval signals on this card review are algorithmic and identical for all readers. We never accept payment to change ordering.
Marriott Bonvoy American Express Card
Current offer: 75,000 Marriott — worth ~$600
View Official OfferAmex's secure site · No data stored · Commission may apply
Offers are based on publicly available information and are subject to change without notice. Estimated values are illustrative. Not affiliated with or endorsed by any card issuer.
Bonvoy Amex (Personal)
75,000 Marriott offer