Barclays
Wyndham Rewards Earner Business Card
Annual Fee
$149
Network
mastercard
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Key facts
| Annual fee | $149 |
|---|---|
| Welcome bonus | No public welcome offer right now |
| Points program | Wyndham Rewards |
| Card network | Mastercard |
What you get
All 1 perks ↓Perks/yr up to
$200
Annual Fee
$149
Covers fee (realistic use)
0.7×
Historical Intelligence
Offer history & timing
Current
—
Average
45,000
Tracked High
45,000
Recent changes
2026-09
barclays
Highest observed since tracking started: 45,000 (2026-09)
Timing Intelligence
Stable offer — no timing signal
This offer hasn't changed across our tracked observations, so there's no timing advantage to waiting or rushing. Apply whenever the card itself fits your plans.
Based on 1 tracked changes.Not financial advice. Always verify with issuer.
Intelligence
Decision guide
Offer Score
Average
Worth keeping for ongoing value (~$137/yr after bonus) · est. +$137 net first-year value
Timing
Stable offer — no timing signal
This offer hasn't changed across our tracked observations, so there's no timing advantage to waiting or rushing. Apply whenever the card itself fits your plans.
Value
First-year value estimate
Conservative
+$64
65% benefit utilization, minimal travel redemptions
Realistic
+$137
85% benefit utilization, occasional transfer partner redemptions
Optimized
+$240
100% utilization, premium transfer partner redemptions
Keeper Value (Year 2+)
After the signup bonus — is it worth keeping?
+$137/yr
Assumes ~$24,120/yr of typical US household card spend consolidated on this card · statement credits counted at 30–85% of face value by tier (never 100% — credits are enrollment-gated and merchant-restricted) · Year 1 includes signup bonus when verified offer data exists · rewards valued at what a holder of THIS card can redeem — no companion premium card is assumed. Illustrative — actual value varies by spending habits and redemption strategy.
No verified welcome-bonus data for this card yet — totals above exclude any signup bonus.
Benefits & Transfer Partners
Benefits
Card perks & credits
Up to $200/yr in benefits
⭐status
Wyndham Diamond Status
$200/yr
Automatic Wyndham Rewards Diamond status — room upgrades, late checkout, welcome gift.
Approval & Best For
Fit assessment
Best For / Not Best For
Best For
- Business owners looking to separate expenses and earn on business purchases
- Loyal hotel guests who want elite status perks and free nights
Not Best For
- People seeking a no-annual-fee option with similar rewards
- Those who prefer straightforward cash back over points/miles redemptions
Current Offer Status
Offer status
Last verified
Not available
Annual fee
$149/year
No public welcome bonus is currently listed. Visit the Barclays website directly to check for targeted or current offers.
Compare & Alternatives
Alternatives
Consider these cards instead
Chase
World of Hyatt
Hyatt loyalists who want to accelerate Globalist status and earn free nights at premium properties
$95/yr
30,000 pts
View review
Chase
Bonvoy Boundless
Lower-fee option if you don't need all the premium perks.
$95/yr
3 pts
View review
Amex
Hilton Aspire
Step-up option with more premium benefits for heavy travelers.
$550/yr
200,000 pts
View review
FAQ
Frequently asked questions
Is the Wyndham Business worth the $149 annual fee?
For first-year cardholders the answer is usually yes — the welcome bonus ((check current offer) estimated cash value) plus up to ~$200/yr in tracked benefits and credits typically covers the $149 fee several times over. After year one, the math depends on whether you actually use the recurring credits and category multipliers. Run your real spending through our Annual Fee Calculator before deciding to renew.
What are the main benefits of the Wyndham Business?
The highest-value benefits we track on the Wyndham Business: Wyndham Diamond Status (~$200). Combined tracked benefit value is up to ~$200 per year against the $149 annual fee. Dollar values are our estimates of realistic usage — credits that require enrollment or expire monthly are worth less if you don't actively use them.
What credit score do I need for Wyndham Business?
Realistic target: 690+ FICO. Issuers don't publish hard cutoffs, but data points from approval/denial reports suggest 690+ is the floor for reliable approval on cards in Wyndham Business's tier. Income, debt-to-income ratio, and existing relationship with Barclays also matter — use our Approval Predictor for a more personalized estimate.
What credit limit does the Wyndham Business come with?
Barclays doesn't publish credit limits for the Wyndham Business — your starting line is assigned individually at approval based on income, existing debt obligations, and credit history, so reported limits vary widely between applicants. If your initial limit is lower than you'd like, most issuers let you request a credit-line increase after several months of on-time payments.
Editorial guides
More on Wyndham Business and Barclays
Wyndham Rewards: The Complete 2026 Program Guide
The Capital One-exclusive hotel program with Vacasa vacation rentals at 30K points + 3-tier flat award chart (7.5K/15K/30K) covering Super 8 to urban Wyndham.
Read
Hotel Status Match Guide 2026: Which Chains Match and How
Hilton, Wyndham, Choice, Best Western, and Sonesta match on request; Marriott matches by phone; Hyatt and IHG do not. The rules, the once-per-lifetime traps, the cards that skip the match, and the order to chain them in.
Read
Why trust this review
- Independent research. CreditPoints is not paid by issuers to rank cards. All scores are algorithmic, based on public offer data, benefit valuations, and issuer rules.
- Regular verification. Offer amounts, spend requirements, and benefit values are checked against issuer pages via automated monitoring and manual audit.
- Transparent methodology. Every value estimate uses disclosed assumptions. Read our full scoring methodology.
Editorial note: CreditPoints may earn a commission when you apply through some of the links on this page. The first-year value math, transfer-partner analysis and approval signals on this card review are algorithmic and identical for all readers. We never accept payment to change ordering.
Wyndham Rewards Earner Business Card
View Official OfferBarclays's secure site · No data stored · Commission may apply
Offers are based on publicly available information and are subject to change without notice. Estimated values are illustrative. CreditPoints is independent and not owned by, affiliated with, or endorsed by any card issuer; some Apply links are referral links that earn us compensation, which never affects a card's score or verdict.
Wyndham Business