Barclays
Wyndham Rewards Earner Business Card
Annual Fee
$149
Bonus Value
$650
Min Spend
$2K/3mo
Current Welcome Offer
100,000
Wyndham Rewards Points — worth ~$650
Spend $2,000 in 3 months
Elevated offerVerify offer with issuer
Source: cards.barclaycardus.com
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Key facts
| Annual fee | $149 |
|---|---|
| Welcome bonus | 100,000 Wyndham Rewards Points after $2,000 spend in 3 months |
| Bonus value estimate | ~$650 |
| Points program | Wyndham Rewards |
| Card network | Mastercard |
What you get
All 1 perks ↓Perks/yr up to
$200
Annual Fee
$149
Covers fee (realistic use)
0.7×
Historical Intelligence
Offer history & timing
Current
100,000
Average
100,000
Tracked High
—
No offer change history on record yet.
Timing Intelligence
Stable offer — no timing signal
This offer hasn't changed across our tracked observations, so there's no timing advantage to waiting or rushing. Apply whenever the card itself fits your plans.
Based on limited history.Not financial advice. Always verify with issuer.
Intelligence
Decision guide
Offer Score
Solid
Est. +$863 net first-year value
Timing
Stable offer — no timing signal
This offer hasn't changed across our tracked observations, so there's no timing advantage to waiting or rushing. Apply whenever the card itself fits your plans.
Verified from issuer · May 12
Value
First-year value estimate
Conservative
+$863
65% benefit utilization, minimal travel redemptions
Realistic
+$863
85% benefit utilization, occasional transfer partner redemptions
Optimized
+$863
100% utilization, premium transfer partner redemptions
Keeper Value (Year 2+)
After the signup bonus — is it worth keeping?
+$213/yr
Assumes ~$24,120/yr of typical US household card spend consolidated on this card · statement credits counted at 30–85% of face value by tier (never 100% — credits are enrollment-gated and merchant-restricted) · Year 1 includes signup bonus when verified offer data exists. Illustrative — actual value varies by spending habits and redemption strategy.
Benefits & Transfer Partners
Benefits
Card perks & credits
Up to $200/yr in benefits
⭐status
Wyndham Diamond Status
$200/yr
Automatic Wyndham Rewards Diamond status — room upgrades, late checkout, welcome gift.
Approval & Best For
Fit assessment
Best For / Not Best For
Best For
- Business owners looking to separate expenses and earn on business purchases
- Loyal hotel guests who want elite status perks and free nights
Not Best For
- People seeking a no-annual-fee option with similar rewards
- Those who prefer straightforward cash back over points/miles redemptions
Current Offer Status
Offer status
100,000 Wyndham Rewards Points
Last verified
May 12, 2026
Annual fee
$149/year
Compare & Alternatives
Alternatives
Consider these cards instead
Chase
World of Hyatt
Hyatt loyalists who want to accelerate Globalist status and earn free nights at premium properties
$95/yr
45,000 pts
View review
Chase
Bonvoy Boundless
Lower-fee option if you don't need all the premium perks.
$95/yr
4 pts
View review
Amex
Hilton Aspire
Step-up option with more premium benefits for heavy travelers.
$550/yr
150,000 pts
View review
FAQ
Frequently asked questions
What's the current Wyndham Business welcome bonus?
100,000 Wyndham Rewards Points after spending $2,000 in the first 3 months. Welcome bonus offers change frequently — the value shown on this page is updated against the issuer's published offer. For the live offer, click through to the apply page; the bonus is confirmed at approval time, not click time.
Is the Wyndham Business worth the $149 annual fee?
For first-year cardholders the answer is usually yes — the welcome bonus (~$650 estimated cash value) plus up to ~$200/yr in tracked benefits and credits typically covers the $149 fee several times over. After year one, the math depends on whether you actually use the recurring credits and category multipliers. Run your real spending through our Annual Fee Calculator before deciding to renew.
What are the main benefits of the Wyndham Business?
The highest-value benefits we track on the Wyndham Business: Wyndham Diamond Status (~$200). Combined tracked benefit value is up to ~$200 per year against the $149 annual fee. Dollar values are our estimates of realistic usage — credits that require enrollment or expire monthly are worth less if you don't actively use them.
What credit score do I need for Wyndham Business?
Realistic target: 690+ FICO. Issuers don't publish hard cutoffs, but data points from approval/denial reports suggest 690+ is the floor for reliable approval on cards in Wyndham Business's tier. Income, debt-to-income ratio, and existing relationship with Barclays also matter — use our Approval Predictor for a more personalized estimate.
What credit limit does the Wyndham Business come with?
Barclays doesn't publish credit limits for the Wyndham Business — your starting line is assigned individually at approval based on income, existing debt obligations, and credit history, so reported limits vary widely between applicants. If your initial limit is lower than you'd like, most issuers let you request a credit-line increase after several months of on-time payments.
Editorial guides
More on Wyndham Business and Barclays
Why trust this review
- Independent research. CreditPoints is not paid by issuers to rank cards. All scores are algorithmic, based on public offer data, benefit valuations, and issuer rules.
- Regular verification. Offer amounts, spend requirements, and benefit values are checked against issuer pages via automated monitoring and manual audit.
- Transparent methodology. Every value estimate uses disclosed assumptions. Read our full scoring methodology.
Editorial note: CreditPoints may earn a commission when you apply through some of the links on this page. The first-year value math, transfer-partner analysis and approval signals on this card review are algorithmic and identical for all readers. We never accept payment to change ordering.
Wyndham Rewards Earner Business Card
Current offer: 100,000 Wyndham — worth ~$650
View Official OfferBarclays's secure site · No data stored · Commission may apply
Offers are based on publicly available information and are subject to change without notice. Estimated values are illustrative. CreditPoints is independent and not owned by, affiliated with, or endorsed by any card issuer; some Apply links are referral links that earn us compensation, which never affects a card's score or verdict.
Wyndham Business
100,000 Wyndham offer