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Discover it Secured
Discover
Discover it Secured Credit Card
Annual Fee
$0
Bonus Value
$50
Min Spend
$0K/12mo
Current Welcome Offer
50
Cash — worth ~$50
Spend $0 in 12 months
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Historical Intelligence
Offer history & timing
Current
50
Average
50
Tracked High
—
No offer change history on record yet.
Timing Intelligence
Typical offer
The current offer is in line with the typical range for this card (average: 50). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.
Based on limited history. Not financial advice. Always verify with issuer.
Intelligence
Decision guide
Offer Score
Average
Worth keeping for ongoing value (~$362/yr after bonus)
Timing
Typical offer
The current offer is in line with the typical range for this card (average: 50). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.
Value
First-year value estimate
Conservative
+$362
65% benefit utilization, minimal travel redemptions
Realistic
+$362
85% benefit utilization, occasional transfer partner redemptions
Optimized
+$362
100% utilization, premium transfer partner redemptions
Keeper Value (Year 2+)
After the signup bonus — is it worth keeping?
+$362/yr
Based on avg US annual spend of $24,120 · Year 1 includes signup bonus. Illustrative — actual value varies by spending habits and redemption strategy.
Alternatives
Compare with similar cards
Discover it Secured Credit Card
Current offer: 50 Cash — worth ~$50
View Official OfferDiscover's secure site · No data stored · Commission may apply
Offers are based on publicly available information and are subject to change without notice. Estimated values are illustrative. Not affiliated with or endorsed by any card issuer.
Discover it Secured
50 Cash offer