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Southwest Rapid Rewards Plus Credit Card

Annual Fee

$69

Bonus Value

$625

Min Spend

$1K/3mo

Current Welcome Offer

50,000

Rapid Rewards Points — worth ~$625

Spend $1,000 in 3 months

Live verified

Checked May 14 · Confidence 80%

Offer Score
63/ 100 · Solid
View Official Offer

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Historical Intelligence

Offer history & timing

Current

50,000

Average

50,000

Tracked High

No offer change history on record yet.

Timing Intelligence

Typical offer

The current offer is in line with the typical range for this card (average: 50,000). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.

Based on limited history. Not financial advice. Always verify with issuer.

Intelligence

Decision guide

Offer Score

63

Solid

Est. +$1,021 net first-year value

Offer Strength45
First-Year ROI100
Keeper Value100
Approval Accessibility60
Spend Alignment50

Timing

Typical offer

The current offer is in line with the typical range for this card (average: 50,000). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.

Verified from issuer · May 14

Ecosystem

Southwest Rapid Rewards

Rapid Rewards for Southwest flights. Companion Pass is one of the best values in travel rewards.

Value

First-year value estimate

Conservative

+$791

65% benefit utilization, minimal travel redemptions

Realistic

+$1,021

85% benefit utilization, occasional transfer partner redemptions

Optimized

+$1,243

100% utilization, premium transfer partner redemptions

ComponentConservativeRealisticOptimized
Signup Bonus+$400+$600+$800
Ongoing Rewards+$362+$362+$362
Benefits (est.)+$98+$128+$150
Annual Fee-$69-$69-$69

Keeper Value (Year 2+)

After the signup bonus — is it worth keeping?

+$421/yr

Based on avg US annual spend of $24,120 · Year 1 includes signup bonus. Illustrative — actual value varies by spending habits and redemption strategy.

Benefits

Card perks & credits

Up to $38/yr in benefits

🎁other

🎁

3,000 Anniversary Bonus Points

$38/yr

3,000 bonus Rapid Rewards points on each account anniversary (~$38 at 1.25 cpp).

Live Data

Verified issuer data

Last verified: May 14, 2026

medium confidence

Estimated Net Annual Value

$431

after annual fee

Transfer Partners

Airlines (1)

Southwest Rapid Rewards1:1

Data sourced from issuer page via automated extraction. Verify current offers directly with creditcards.chase.com.

Southwest Rapid Rewards Plus Credit Card

Current offer: 50,000 Rapid — worth ~$625

View Official Offer

Chase's secure site · No data stored · Commission may apply

Offers are based on publicly available information and are subject to change without notice. Estimated values are illustrative. Not affiliated with or endorsed by any card issuer.

Southwest Plus

50,000 Rapid offer

View Official Offer