Chase
Marriott Bonvoy Bountiful Credit Card
Annual Fee
$250
Bonus Value
$680
Min Spend
$4K/3mo
Current Welcome Offer
85,000
Marriott Bonvoy Points — worth ~$680
Spend $4,000 in 3 months
Verified from issuer
Card data snapshot May 14
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Key facts
| Annual fee | $250 |
|---|---|
| Welcome bonus | 85,000 Marriott Bonvoy Points after $4,000 spend in 3 months |
| Bonus value estimate | ~$680 |
| Points program | Marriott Bonvoy |
| Card network | Visa |
What you get
All 2 perks ↓Perks/yr up to
$300
Annual Fee
$250
Covers fee (realistic use)
0.6×
Historical Intelligence
Offer history & timing
As of today, the Marriott Bonvoy Bountiful Credit Card welcome offer is 85,000 points. CreditPoints has tracked 1 offer changes for this card; the tracked average is 85,000 points and the highest offer in our dataset is 85,000 points (May 2026).
Current
85,000
Average
85,000
Tracked High
85,000
Recent changes
2026-05
Chase.com
Highest observed since tracking started: 85,000 (2026-05)
Timing Intelligence
Stable offer — no timing signal
This offer hasn't changed across our tracked observations, so there's no timing advantage to waiting or rushing. Apply whenever the card itself fits your plans.
Based on 1 tracked changes.Not financial advice. Always verify with issuer.
Intelligence
Decision guide
Offer Score
Average
Worth keeping for ongoing value (~$79/yr after bonus)
Timing
Stable offer — no timing signal
This offer hasn't changed across our tracked observations, so there's no timing advantage to waiting or rushing. Apply whenever the card itself fits your plans.
Verified from issuer · May 12
Ecosystem
Marriott Bonvoy
Bonvoy points for stays at Marriott, Sheraton, Westin, Ritz-Carlton, and 8,000+ properties.
Value
First-year value estimate
Conservative
+$664
65% benefit utilization, minimal travel redemptions
Realistic
+$759
85% benefit utilization, occasional transfer partner redemptions
Optimized
+$904
100% utilization, premium transfer partner redemptions
Keeper Value (Year 2+)
After the signup bonus — is it worth keeping?
+$79/yr
Assumes ~$24,120/yr of typical US household card spend consolidated on this card · statement credits counted at 30–85% of face value by tier (never 100% — credits are enrollment-gated and merchant-restricted) · Year 1 includes signup bonus when verified offer data exists. Illustrative — actual value varies by spending habits and redemption strategy.
Benefits & Transfer Partners
Benefits
Card perks & credits
Up to $300/yr in benefits
🏨hotel credit
Annual Free Night Award
$150/yr
One Free Night Award (up to 35K Bonvoy points) each account anniversary.
Marriott properties up to 35K points/night
⭐status
Gold Elite Status
$150/yr
Automatic Gold Elite status — 25% bonus points, room upgrades, late 2pm checkout.
Live Data
Issuer data snapshot
Card details captured: May 14, 2026
high confidenceEstimated Net Annual Value
$600
after annual fee
Transfer Partners
Hotels (1)
Data sourced from issuer page via automated extraction. Verify current offers directly with creditcards.chase.com.
Approval & Best For
Fit assessment
Best For / Not Best For
Best For
- Loyal hotel guests who want elite status perks and free nights
Not Best For
- Occasional credit card users who won't recoup the $250 annual fee through benefits
- Those who prefer straightforward cash back over points/miles redemptions
Current Offer Status
Offer status
85,000 Marriott Bonvoy Points
Last verified
May 12, 2026
Annual fee
$250/year
Compare & Alternatives
Compare with
Popular side-by-side comparisons.
Alternatives
Compare with similar cards
Alternatives
Consider these cards instead
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45,000 pts
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Lower-fee option if you don't need all the premium perks.
$95/yr
4 pts
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Amex
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Step-up option with more premium benefits for heavy travelers.
$550/yr
150,000 pts
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FAQ
Frequently asked questions
What's the current Bonvoy Bountiful welcome bonus?
85,000 Marriott Bonvoy Points after spending $4,000 in the first 3 months. Welcome bonus offers change frequently — the value shown on this page is updated against the issuer's published offer. For the live offer, click through to the apply page; the bonus is confirmed at approval time, not click time.
Is the Bonvoy Bountiful worth the $250 annual fee?
For first-year cardholders the answer is usually yes — the welcome bonus (~$680 estimated cash value) plus up to ~$300/yr in tracked benefits and credits typically covers the $250 fee several times over. After year one, the math depends on whether you actually use the recurring credits and category multipliers. Run your real spending through our Annual Fee Calculator before deciding to renew.
What are the main benefits of the Bonvoy Bountiful?
The highest-value benefits we track on the Bonvoy Bountiful: Annual Free Night Award (~$150), Gold Elite Status (~$150). Combined tracked benefit value is up to ~$300 per year against the $250 annual fee. Dollar values are our estimates of realistic usage — credits that require enrollment or expire monthly are worth less if you don't actively use them.
What credit score do I need for Bonvoy Bountiful?
Realistic target: 690+ FICO. Issuers don't publish hard cutoffs, but data points from approval/denial reports suggest 690+ is the floor for reliable approval on cards in Bonvoy Bountiful's tier. Income, debt-to-income ratio, and existing relationship with Chase also matter — use our Approval Predictor for a more personalized estimate.
What credit limit does the Bonvoy Bountiful come with?
Chase doesn't publish credit limits for the Bonvoy Bountiful — your starting line is assigned individually at approval based on income, existing debt obligations, and credit history, so reported limits vary widely between applicants. If your initial limit is lower than you'd like, most issuers let you request a credit-line increase after several months of on-time payments.
Does Chase's 5/24 rule apply to Bonvoy Bountiful?
Yes. Bonvoy Bountiful is issued by Chase, so the 5/24 rule applies: if you've opened 5 or more personal credit cards from any issuer in the last 24 months, Chase will likely auto-deny your application regardless of credit score. Check your 5/24 status before applying. Business cards from Amex, Cap One and the Chase Ink line don't usually count toward your 5/24.
Editorial guides
More on Bonvoy Bountiful and Chase
How to Transfer Chase Ultimate Rewards to Marriott Bonvoy (2026)
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Why trust this review
- Independent research. CreditPoints is not paid by issuers to rank cards. All scores are algorithmic, based on public offer data, benefit valuations, and issuer rules.
- Regular verification. Offer amounts, spend requirements, and benefit values are checked against issuer pages via automated monitoring and manual audit.
- Transparent methodology. Every value estimate uses disclosed assumptions. Read our full scoring methodology.
Editorial note: CreditPoints may earn a commission when you apply through some of the links on this page. The first-year value math, transfer-partner analysis and approval signals on this card review are algorithmic and identical for all readers. We never accept payment to change ordering.
Marriott Bonvoy Bountiful Credit Card
Current offer: 85,000 Marriott — worth ~$680
View Official OfferChase's secure site · No data stored · Commission may apply
Offers are based on publicly available information and are subject to change without notice. Estimated values are illustrative. CreditPoints is independent and not owned by, affiliated with, or endorsed by any card issuer; some Apply links are referral links that earn us compensation, which never affects a card's score or verdict.
Bonvoy Bountiful
85,000 Marriott offer