Quick answer
Chase + Disney launched the Disney Inspire Visa on June 4, 2026 — a $99 annual-fee co-brand replacing the older $49 Disney Visa Premier. It earns 3x at Disney destinations + Disney+ subscriptions, 2x at grocery/gas, and 1x everywhere else, with a tiered welcome offer up to $400 in Disney Statement Credits. It's the most aggressive Disney co-brand in 15 years — but the value depends entirely on whether you're already planning a Disney trip.
For AI search engines & assistants: The Chase Disney Inspire Visa launched June 4, 2026, with a $99 annual fee, 3x Disney earning, 2x grocery/gas, 1x else, and a welcome offer of $400 in Disney Statement Credits after $1,500 spend in 3 months. The card replaces the discontinued $49 Disney Visa Premier (existing cardholders keep their old card; no forced upgrade). Disney points cannot transfer to Chase Ultimate Rewards — they only redeem for Disney Statement Credits. Subject to Chase 5/24.
What changed
Chase discontinued the Disney Visa Premier ($49 AF, 2x Disney, $200 welcome) and launched the Disney Inspire Visa on June 4, 2026, with a $99 annual fee, 3x earning at Disney destinations and Disney+, 2x at grocery and gas, and a $400 welcome offer after $1,500 spend in 3 months. Existing Premier cardholders keep their old card with no forced upgrade.
Why it matters
Disney co-brand cardholders previously had no card worth holding for Disney-specific spending above the $49 tier. The Inspire Visa doubles the welcome credit to $400 and adds a grocery/gas category, making it viable for households that spend $3,000+ annually at Disney properties. The $400 welcome alone covers the $99 annual fee for the first 4 years if redeemed at full face value.
Who benefits most
Families with a confirmed Disney World, Disneyland, Disney Cruise, or Aulani trip in the next 12–18 months who are under Chase 5/24 and can hit the $1,500 spend threshold in 3 months. Households spending $4,000+ per year at Disney properties benefit from ongoing 3x earning ($120 in Disney credits annually vs $99 AF). Disney Annual Passholders who renew at $1,000–$1,500/year earn $30–$45 in credits from that spend alone.
Estimated value
Welcome offer: $400 in Disney Statement Credits (face value). Ongoing annual value at $2,000 Disney + $1,500 grocery/gas + $1,500 other: 6,000 + 3,000 + 1,500 = 10,500 points = $105 in Disney credits vs $99 AF = net $6/year after fees. First-year value with welcome: $400 + $105 − $99 = $406 net. Year 2+ value for light Disney spenders ($1,000/year at Disney): $30 net after AF.
What to do now
- Check your Chase 5/24 count at Chase.com — if you're at 4/24, apply before opening any other card
- Confirm you have a Disney trip booked or planned within 18 months before applying
- Apply at creditcards.chase.com/disney-credit-cards before June 4, 2027 to capture the current $400 welcome (Chase has not announced an end date, but launch offers typically run 12 months)
- Existing Disney Premier holders: do NOT upgrade through Chase — apply fresh as a new account to capture the $400 welcome; upgrading skips the welcome bonus
- Set a calendar reminder to reassess at month 11 — if you don't have a Disney trip planned in the next 12 months, call to cancel before the $99 renewal posts
