Chase has relaunched its massive 100,000 Ultimate Rewards point bonus on the Ink Business Preferred card—worth about $2,050 by our valuation—making it one of the most lucrative business card offers available right now. With a modest $95 annual fee and flexible points that transfer to top partners like Hyatt, United, and British Airways, this is a rare opportunity for small business owners and side hustlers to supercharge their points balance.
Our Take
Good news for small business owners and side hustlers. This is an all-time-high bonus for the Ink Business Preferred, and by our tracker, it’s one of the best values you’ll find on any business credit card today. If you can meet the spending requirement, this is a must-grab offer before it disappears.
What Changed
- Welcome bonus: 100,000 Ultimate Rewards points after $8,000 spend in 3 months (worth ~$2,050 by our valuation)
- This matches the all-time-high bonus for this card
- $95 annual fee remains unchanged
- Points are fully transferable to major airline and hotel partners
Who Benefits Most
- Small business owners with $8,000+ in upcoming expenses: Earn 100,000 points worth ~$2,050, enough for 12 Hyatt Category 1 nights or a roundtrip business class flight to Europe (when transferred to partners like United or Air France).
- Chase Ultimate Rewards enthusiasts: Pairing with Chase Sapphire Preferred or Reserve lets you combine points and unlock maximum travel value.
- Hyatt loyalists: Transfer 100,000 points to Hyatt for outsized value—at 1.65¢/point, that’s ~$1,650 in free hotel stays.
- Frequent flyers: Transfer to United, British Airways, or Singapore Airlines for premium cabin redemptions worth $2,000+.
Who Should Be Cautious
- Those unable to meet the $8,000 spend: If you can’t hit the minimum in 3 months, you’ll miss out on the bonus.
- People over Chase’s 5/24 rule: If you’ve opened 5+ cards in the last 24 months, you’re likely ineligible.
- Non-business owners: You’ll need a legitimate business or side hustle to qualify—though many side gigs (Etsy, consulting, rideshare) count.
What To Do Right Now
- Check your 5/24 status—if you’re under, apply ASAP before the offer ends.
- Review your business expenses to ensure you can meet the $8,000 spend in 3 months.
- Plan how you’ll use the points: consider Hyatt, United, or Air France transfers for maximum value.
- Already have the card? Refer a friend or business partner for a referral bonus.
