Chase is reportedly updating the welcome bonus terms for its Southwest business credit cards, introducing a once-per-lifetime restriction. This change replaces the previous 24-month rule and could make it significantly harder for applicants to earn the sign-up bonus more than once.
What Changed
- Eligibility rule: We have no tracked record of the prior offer language, but sources report Chase has replaced the old 24-month restriction with new language that may block previous cardholders from earning the bonus again.
- Affected products: Both Southwest business credit cards issued by Chase.
- Effective date: Not stated by the source; the change was observed on September 28, 2026.
Our Take
Bad news for churners and repeat applicants. This shift brings Southwest business cards in line with Chase's most restrictive bonus policies, making it much harder for those who have previously held these cards to earn a new bonus. For first-time applicants, nothing changes, but anyone hoping to cycle through bonuses will likely be disappointed.
