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newsJun 12, 2026

How To Stack Chase Premium Hotel Credits: The Edit + Select Hotels

Chase Sapphire Reserve and Reserve Business cardholders can stack up to $750 in hotel credits through 2026 by combining The Edit and Select Hotels benefits

3 min read

Event date: Jun 12, 2026 · By Oleg Manko

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Luxury hotel lobby with Chase Sapphire Reserve card on table

Chase premium cardholders have a unique opportunity to stack up to $750 in hotel credits through the end of 2026, thanks to the combination of The Edit and Select Hotels programs. If you hold a Chase Sapphire Reserve or Sapphire Reserve for Business, this is your chance to unlock serious value on luxury hotel stays.

What Changed

  • The Edit hotel credit: $100 annual credit for stays booked via The Edit (launched summer 2025)
  • Select Hotels credit: $250 annual credit for stays booked via Chase's Select Hotels program
  • Stacking allowed: Cardholders can use both credits in the same year, totaling up to $750 over three years (2024-2026)
  • Eligible cards: Chase Sapphire Reserve and Chase Sapphire Reserve for Business

Who Benefits Most

  • Luxury travelers booking 2+ nights/year: If you book a $400/night stay via The Edit and Select Hotels, you can save $350/year ($100 + $250 credits), totaling $1,050 over three years.
  • Business owners with both Reserve and Reserve Business: Hold both cards? You could potentially double-dip, earning $750 per card for $1,500 in credits through 2026.
  • Chase loyalists maximizing Ultimate Rewards: Stack credits with 10x points on hotel bookings through Chase Travel, earning up to 4,000 points ($60 value) on a $400 stay.
  • Couples/families with authorized users: Each card account gets its own credits, so spouses can each use $350/year if both are primary cardholders.

Who Should Be Cautious

  • Budget travelers: If you usually book hotels under $150/night or prefer non-chain properties, the credits may be hard to use efficiently.
  • Points-first bookers: If you prefer to redeem points for hotel stays rather than pay cash, these credits won't stack with award bookings.
  • Non-Chase cardholders: Only Sapphire Reserve (personal or business) accounts are eligible—no benefit for Sapphire Preferred or other Chase cards.

What To Do Right Now

  1. Check your eligible credits: Log into your Chase account and confirm your available Edit and Select Hotels credits for 2026.
  2. Plan qualifying stays: Search for hotels on The Edit and Select Hotels portals; filter for properties that maximize the credits.
  3. Book direct via Chase: Ensure you book through the Chase portals to trigger the credits—third-party bookings won't qualify.
  4. Track expiration dates: Both credits reset annually; use them before December 31 each year to avoid losing value.
  5. Consider adding an authorized user: If your spouse or partner travels, adding them can help maximize family-wide benefits.

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Frequently Asked Questions

How do I use both The Edit and Select Hotels credits in one year?
Book one stay through The Edit portal and another through Select Hotels, or a single stay that qualifies for both. Credits are applied automatically after eligible bookings.
Can I use these credits on award stays?
No, both The Edit and Select Hotels credits require cash bookings made through the Chase Travel portals. Points bookings do not trigger the credits.
Do authorized users get their own credits?
No, only the primary cardholder receives the annual credits per account. However, each separate card account (personal and business) is eligible.
What happens if I don't use my credits by year-end?
Unused credits expire on December 31 each year and do not roll over. Plan your stays accordingly to maximize value.

Cards Mentioned

Chase Sapphire Reserve

Chase

Sapphire Reserve

Sapphire Reserve for Business

Chase

Sapphire Reserve Biz

Chase Sapphire Preferred

Chase

Sapphire Preferred

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