Chase premium cardholders have a lucrative opportunity: up to $750 in hotel credits to use through the end of 2026, thanks to the ability to stack The Edit and Select Hotels credits. This stacking strategy, available to holders of select Chase Sapphire Reserve cards (including the new Sapphire Reserve for Business), can unlock significant value for frequent travelers.
Our Take
Good news for Chase Sapphire Reserve and Reserve Business cardholders. Stacking The Edit and Select Hotels credits means you can extract maximum value from your premium annual fees, especially if you travel frequently and book through Chase's platforms. For savvy travelers, this is a rare chance to offset costs at luxury properties and stretch your rewards further.
What Changed
- Cardholders with select Chase premium cards now have up to $750 in hotel credits valid through 2026
- The Edit credits were introduced as part of the Sapphire Reserve revamp and the launch of Sapphire Reserve for Business
- These credits can be stacked with Select Hotels credits for greater value
Who Benefits Most
- Frequent luxury hotel guests: If you regularly book high-end stays via Chase's portal, stacking credits can save you up to $750 through 2026.
- Sapphire Reserve for Business owners: New business cardholders can leverage both The Edit and Select Hotels credits, maximizing annual fee value.
- Travelers booking multiple short stays: By splitting bookings, you can potentially trigger credits more than once, increasing your effective rebate.
- Points maximizers: If you combine these credits with Ultimate Rewards redemptions (valued at 2.05¢/pt by our estimate), you can stretch your points and cash further than with most other card programs.
Who Should Be Cautious
- Travelers who prefer non-Chase booking channels: If you typically book directly with hotels or through OTAs, you may find it harder to use these credits efficiently.
- Budget travelers: The best value comes at luxury or premium properties—if you usually book budget hotels, the credits may not offset the higher prices.
- Cardholders who rarely travel: If you don't have upcoming hotel stays, these credits may go unused, reducing the net value of your annual fee.
What To Do Right Now
- Log in to your Chase account and review your available hotel credits under The Edit and Select Hotels programs.
- Plan upcoming hotel stays through Chase's booking portal to ensure you can stack credits before they expire at the end of 2026.
- Consider splitting longer stays into multiple bookings to maximize credit usage, where permitted.
- Track your credit usage and set reminders for expiration dates.
- If you have both personal and business versions of the Sapphire Reserve, coordinate bookings to leverage credits from both accounts.
