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newsJul 23, 2026

Last Chance: Southwest Consumer Cards’ 90K Point Offers Expired July 2

Southwest personal cards’ elevated 80,000–90,000 Rapid Rewards point bonuses ended July 2, 2026—here’s what you missed and who benefited most

3 min read

Event date: Jul 23, 2026 · By Oleg Manko

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Southwest Airlines credit cards and Rapid Rewards points on a travel map

The window has closed: Southwest Airlines’ consumer credit cards offered elevated welcome bonuses of 80,000–90,000 Rapid Rewards points, but these deals expired on July 2, 2026 at 7am EST. If you missed out, here’s a breakdown of what changed, who benefited most, and what to watch for in the future.

Our Take

Good news for Southwest loyalists and Companion Pass seekers. These were some of the most lucrative public offers we’ve seen on Southwest’s personal cards, making it a banner opportunity for travelers aiming for the Companion Pass or big points hauls. If you missed it, keep an eye out—historically, such high offers are rare and short-lived.

What Changed

  • All three Southwest consumer cards (Plus, Premier, Priority) offered 80,000–90,000 Rapid Rewards points as a welcome bonus
  • Minimum spend requirements ranged from $1,000 to $3,000 in the first 3 months
  • Offers expired July 2, 2026 at 7am EST
  • By our valuation (1.25¢/point), 90,000 points = ~$1,125 in Southwest flights
  • These offers were among the highest public bonuses for these cards in recent years

Who Benefited Most

  • Southwest Companion Pass chasers: Earning 80k–90k points from one card put travelers within striking distance of the 135,000-point requirement for the Companion Pass, worth $1,000+ in free flights for a companion.
  • Frequent Southwest flyers: Someone spending $3,000 for the 90k bonus could redeem those points for ~$1,125 in flights, easily covering multiple roundtrips.
  • Families planning group travel: Two partners each opening a card could net up to 180,000 points—worth ~$2,250 in flights—plus a Companion Pass for nearly two years.
  • Deal hunters: Anyone who timed their application right maximized value, as these offers far exceeded the cards’ usual 40k–75k bonuses.

Who Should Be Cautious

  • Travelers who missed the deadline: If you didn’t apply by July 2, you’ll need to wait for the next big offer—current bonuses have likely dropped back to standard levels.
  • Non-Southwest flyers: These points are only valuable if you fly Southwest, as transfers to other airlines aren’t possible.
  • Those who opened a Southwest card in the past 24 months: Chase’s 24-month rule means you’re ineligible for another bonus if you’ve earned one recently.

What To Do Right Now

  1. If you applied before July 2, track your minimum spend progress and confirm your bonus posts after meeting requirements.
  2. Didn’t get in? Monitor Southwest card offers—historically, elevated bonuses return a few times per year, often in Q1 or Q4.
  3. Consider pairing a business Southwest card if you’re still aiming for the Companion Pass (subject to eligibility).
  4. Review your travel plans: if Southwest is your go-to, strategize for the next bonus cycle.

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Frequently Asked Questions

Did the Southwest 90,000-point offers really expire on July 2, 2026?
Yes, according to Frequent Miler, the increased Southwest consumer card offers ended at 7am EST on July 2, 2026.
How much are 90,000 Southwest Rapid Rewards points worth?
By our valuation of 1.25¢ per point, 90,000 points are worth about $1,125 in Southwest flights.
Can I still get the Companion Pass with a Southwest card bonus?
You can still work toward the Companion Pass, but you’ll need to wait for another elevated offer or combine points from multiple sources.
When do Southwest cards usually offer big bonuses?
Historically, Southwest runs elevated offers a few times a year, often in the first or last quarter. Watch for future promos if you missed this round.

Cards Mentioned

Southwest Rapid Rewards Priority Card

Chase

SW Priority

Southwest Rapid Rewards Premier Credit Card

Chase

Southwest Premier

Southwest Rapid Rewards Plus Credit Card

Chase

Southwest Plus

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