Wells Fargo has rolled out the Premier Autograph Visa Infinite card, a quietly launched product with richer perks than the recently introduced Autograph Journey. Available exclusively to Wells Fargo Premier checking account holders, this card offers a more rewarding package for frequent travelers and high-net-worth clients.
Our Take
Good news for Wells Fargo Premier clients. The Premier Autograph Visa Infinite is a clear upgrade over the Autograph Journey, with better travel protections and premium perks. But for most, the exclusivity means it’s out of reach—unless you’re already a Premier client, this is a missed opportunity.
What Changed
- New card: Wells Fargo Premier Autograph Visa Infinite (invite-only for Premier checking clients)
- Enhanced travel protections and Visa Infinite benefits compared to Autograph Journey
- Higher annual fee than Autograph Journey (exact fee varies, but expect $195+)
- Priority Pass lounge access included (Autograph Journey does not offer this)
- Improved earning rates in select travel categories
Who Benefits Most
- Wells Fargo Premier clients who travel frequently: With Priority Pass lounge access (typically worth $300+ per year) and Visa Infinite travel protections, a Premier client spending $10,000/year on travel could see $200+ in extra value versus the Autograph Journey.
- Travelers who value premium perks: If you use airport lounges even a few times a year, the included Priority Pass can easily offset the higher annual fee.
- Clients maximizing Wells Fargo Rewards: With enhanced earning rates (e.g., 5x on travel booked through Wells Fargo), $5,000 in annual travel spend could net 25,000 points—worth ~$438 at our 1.75¢/point valuation.
- High-spend cardholders: Those putting $30,000+/year on the card can maximize both the rewards and the premium travel insurance benefits.
Who Should Be Cautious
- Non-Premier clients: If you don’t have (or want) a Wells Fargo Premier checking account, you’re not eligible—look to alternatives like the Chase Sapphire Preferred or Amex Platinum.
- Low-travel spenders: If you don’t travel often, the higher annual fee and lounge perks won’t justify the cost.
- Existing Autograph Journey holders: Unless you qualify for Premier, you won’t get these enhanced benefits—your card remains unchanged.
What To Do Right Now
- If you’re a Wells Fargo Premier client, check your account offers or contact your banker to see if you’re eligible for the Premier Autograph Visa Infinite.
- Compare the Premier Autograph Visa Infinite’s annual fee and perks against your current travel card—especially if you already pay for lounge access.
- Consider consolidating travel spend onto this card if you qualify, to maximize the higher earning rates and premium protections.
- Not a Premier client? Consider whether upgrading to Premier status (and its requirements) makes sense for your overall banking and rewards strategy.
