US Bank

Altitude Reserve

Personal
visa

US Bank

U.S. Bank Altitude Reserve Visa Infinite Card

Annual Fee

$400

Bonus Value

$750

Min Spend

$5K/3mo

Current Welcome Offer

50,000

Altitude Reserve Points — worth ~$750

Spend $4,500 in 3 months

Verify offer with issuer

No automated verification

Offer Score
33/ 100 · Below Average
View Official Offer

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Historical Intelligence

Offer history & timing

Current

50,000

Average

50,000

Tracked High

50,000

Typical Offer

Recent changes

new high
50,00050,000

Offer restarted after hiatus

2025-01

USBank.com

Highest observed since tracking started: 50,000 (2025-01)

Timing Intelligence

Typical offer

The current offer is in line with the typical range for this card (average: 50,000). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.

Based on 1 tracked change. Not financial advice. Always verify with issuer.

Intelligence

Decision guide

Offer Score

33

Below Average

Est. -$38 first-year cost

Offer Strength45
First-Year ROI10
Keeper Value50
Approval Accessibility60
Spend Alignment50

Timing

Typical offer

The current offer is in line with the typical range for this card (average: 50,000). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.

Value

First-year value estimate

Conservative

-$38

65% benefit utilization, minimal travel redemptions

Realistic

-$38

85% benefit utilization, occasional transfer partner redemptions

Optimized

-$38

100% utilization, premium transfer partner redemptions

ComponentConservativeRealisticOptimized
Ongoing Rewards+$362+$362+$362
Annual Fee-$400-$400-$400

Keeper Value (Year 2+)

After the signup bonus — is it worth keeping?

-$38/yr

Based on avg US annual spend of $24,120 · Year 1 includes signup bonus. Illustrative — actual value varies by spending habits and redemption strategy.

Benefits

Card perks & credits

Up to $714/yr in benefits

✈️travel credit

✈️

Annual Travel Credit

$325/yr

$325 annual credit for qualifying travel and dining purchases.

✈️

CLEAR Plus Credit

$189/yr

$189 CLEAR Plus membership credit.

🏛️lounge

🏛️

Priority Pass Select

$200/yr

Priority Pass Select membership with 4 complimentary visits per year.

⚠ Enrollment required

U.S. Bank Altitude Reserve Visa Infinite Card

Current offer: 50,000 Altitude — worth ~$750

View Official Offer

US Bank's secure site · No data stored · Commission may apply

Offers are based on publicly available information and are subject to change without notice. Estimated values are illustrative. Not affiliated with or endorsed by any card issuer.

Altitude Reserve

50,000 Altitude offer

View Official Offer