Wells Fargo has rolled out a new premium credit card: the Premier Autograph Visa Infinite, available exclusively to Premier checking account holders. This card builds on the Autograph Journey's foundation, adding several enhancements that make it a compelling option for select Wells Fargo clients.
Our Take
Mixed. While the Premier Autograph Visa Infinite card offers clear upgrades over the standard Autograph Journey, its limited availability to Premier checking clients means most consumers are left out. For those who qualify, it's a promising new option—but the lack of broad access and limited public details keep this from being a game-changer for the wider market.
What Changed
- Wells Fargo introduced the Premier Autograph Visa Infinite card, available to Premier checking account holders
- The card is similar to the Autograph Journey but includes key enhancements (specifics not detailed in public sources)
- Not available for general application—must have or open a Premier checking account
Who Benefits Most
- Wells Fargo Premier clients seeking premium rewards: If you already have a Premier checking account, this card may offer better travel perks or earning rates than the Autograph Journey, making it a strong upgrade.
- Travelers loyal to Wells Fargo: Those who prefer to keep their banking and credit cards under one roof can now access a more competitive travel card without switching issuers.
- Early adopters and card collectors: If you value having access to new or exclusive cards, this is a unique addition to your wallet—especially if you can leverage any enhanced benefits.
Who Should Be Cautious
- Non-Premier Wells Fargo customers: If you don't have a Premier checking account, you can't apply—opening a new account just for this card may not be worth the effort or potential fees.
- General rewards optimizers: With limited public details and access, most people will find better value and flexibility from established cards like Chase Sapphire Preferred or Amex Gold.
- Those seeking transferable points: Unless the Premier Autograph Visa Infinite offers improved transfer partners or redemption value (not confirmed), it may lag behind top competitors in the travel rewards space.
What To Do Right Now
- If you're a Wells Fargo Premier checking client, inquire with your banker about eligibility and application details for the Premier Autograph Visa Infinite card.
- Compare the card's benefits to your current travel rewards card—look for enhancements over the Autograph Journey, such as higher earning rates or better travel protections.
- If you aren't a Premier client, weigh the costs and requirements of upgrading your banking relationship before pursuing this card.
- Monitor Wells Fargo's official channels for a possible public launch or more detailed benefit disclosures.
