Issuer & programme guide
Marriott Bonvoy credit cards — 2026 guide
The biggest footprint in hotel loyalty (9,900+ properties, 146 countries) and the most universal transfer-in of any hotel program — Amex MR, Chase UR, Capital One Miles, and Bilt all land at 1:1.
Quick Answer
Marriott Bonvoy is the largest hotel loyalty program by footprint — 9,900+ properties across 146 countries and roughly 40 brands, from Fairfield to Ritz-Carlton. It removed its published award chart in 2019 and now prices every award night dynamically; that pricing has drifted down in value again in 2026, from roughly 0.8 cents per point in 2025 to about 0.7 cents per point now. Its real strength is transfer-in flexibility: Amex Membership Rewards, Chase Ultimate Rewards, Capital One Miles, and Bilt Rewards all transfer at a full 1:1 — more major currencies than any competing hotel program accepts.
All Marriott Bonvoy cards (25)
Ranked by estimated welcome-bonus value (highest first). Tap any card for the full review and live offer.
What Marriott Bonvoy wins on
- ✓Four separate transferable-points currencies land at 1:1: Amex MR, Chase UR, Capital One Miles, and Bilt Rewards — no other hotel program takes this many at full value.
- ✓Biggest global footprint in hotel loyalty — 9,900+ properties in 146 countries across ~40 brands, which means far fewer "no Marriott in this city" gaps than Hyatt or Hilton.
- ✓Transfers out to 22 airline programs at 3:1, with a 5,000-mile bonus for every 60,000 points moved in a single transfer — a genuine secondary use for excess Bonvoy points.
- ✓Platinum (50 nights) and Titanium (75 nights) elite tiers both include real upgrades and lounge access at participating properties, and Titanium adds a free annual night certificate (up to 40,000 points) or the ability to gift Gold status.
The trade-offs
- ⚠No published award chart since 2019 — every redemption has to be checked individually, and the program has quietly devalued twice in two years (0.8 cpp in 2025 down to roughly 0.7 cpp in 2026).
- ⚠Elite status requires genuine hotel loyalty: 50 nights for Platinum, 75 for Titanium — far more nights than Hyatt's comparable tiers, reflecting Marriott's much larger, lower-average-value property base.
- ⚠The co-brand Amex Marriott Bonvoy Brilliant's $650 annual fee is near Amex Platinum territory, and its core value (free night certificate, Priority Pass-style lounge credit) depends heavily on actually staying at Marriott properties.
- ⚠Airline transfer-out at 3:1 is a weak ratio compared to redeeming points directly for hotel nights — only worth it for a specific award-flight sweet spot you've already priced out.
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Frequently asked questions about Marriott Bonvoy
Which transferable points currencies go to Marriott Bonvoy?
Four: American Express Membership Rewards, Chase Ultimate Rewards, Capital One Miles, and Bilt Rewards all transfer at a full 1:1 ratio. That's more major currencies than Hyatt (Chase UR + Bilt only) or Hilton (Amex MR at a weak 1:2) accept — Marriott is the most flexible hotel program to feed from a transferable-points wallet.
How much is a Marriott Bonvoy point worth in 2026?
Roughly 0.7 cents per point on average as of 2026, down from about 0.8 cents in 2025 — a real, if quiet, devaluation driven by dynamic pricing drift rather than a published chart change (Marriott removed its award chart in 2019). Actual value varies a lot by property; high-end Category awards at premium brands can still clear 1 cent per point, while everyday midscale stays run well under the average.
Marriott Platinum vs Titanium — is 75 nights worth it over 50?
The incremental benefit is real but modest: Titanium adds a 75% points bonus on paid stays (vs 50% for Platinum), a better welcome gift, stronger suite-upgrade priority, and a free annual night certificate (up to 40,000 points) or the option to gift Gold status to someone. For most travelers who aren't already near 50 nights, Platinum alone captures the majority of the practical benefit.
Can I transfer Marriott Bonvoy points to airline miles?
Yes — Marriott transfers to 22 airline programs at a 3:1 ratio, with a 5,000-mile bonus for every 60,000 points moved in a single transfer (so 60,000 points becomes 25,000 airline miles instead of a flat 20,000). This only makes sense if you've already identified a specific award flight that's a better value than redeeming the same points for a hotel stay.
Run the math for your situation
These calculators use the same data this guide runs on.
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Other ecosystems to consider
Most points-game stacks combine 2-3 of these programmes.
American Express
The premium-perks issuer — Centurion Lounges, FHR hotel credits, 21+ transfer partners. Best for travelers willing to pay for credits.
Open
Chase
The transferable-points programme with the best hotel redemption — Ultimate Rewards transfers 1:1 to World of Hyatt. Best for travellers under 5/24.
Open
World of Hyatt
The transferable-points sweet spot — Chase UR + Bilt both transfer 1:1, peak award nights run 3–5 cpp at Park Hyatt / Andaz properties.
Open
Last reviewed
2026-10-05
Data sources
Issuer pages, public award charts, TPG monthly valuations.
Methodology
Editorial note: CreditPoints may earn a commission when you apply through some of the links on this page, but the directory ordering, pros/cons, and Quick Answer are algorithmic and identical for all readers. We never accept payment to change ordering.